Do I need an account to get a credit card?

Do you need to have a bank account to open a credit card? The short answer is no. Credit card companies will only look at your credit score, current employment and income to determine your eligibility for a credit card.

Can you get a credit card by yourself?

The Self Visa is a secured card, a card type that allows people with no credit or poor credit to build a credit profile. After meeting the Self Visa’s lenient eligibility requirements, you’re granted a loan that is placed into an interest bearing Certificate of Deposit. The personal loan has an APR.

What do you need to open a Golden 1 bank account?

To open a Golden 1 account you will need to show one of the following current forms of ID: a U.S. state-issued driver’s license; a U.S. Passport; an Employment Authorization card (Form 1688A or B) or business-sponsored work Visa; or a state-issued Student Visa Resident alien card or U.S. Military ID card.

What is self credit limit?

That means the maximum amount of money you can move from your Credit Builder Accounts to the Self credit card over time is $3,000. …

How much money do you need to open a golden one account?

Golden 1’s Regular Savings Account requires just a minimum opening deposit of only $1 and establishes you as a member of Golden 1. This account yields dividends that are paid monthly and has no monthly maintenance fee or minimum balance fee.

Can I add someone to my Golden 1 account?

To add a joint owner to an account, you can complete the Membership Application in the link below and return it by mail or in person to any Golden 1 branch. All persons intended to be on the account must sign the Membership Application. Please note, joint owners cannot be changed or removed from an account.

What do you need to get a gold backed debit card?

First, you must set up your account and buy gold and silver. Some banks and companies require a minimum deposit, which can range from $100-$500. Due to the logistics involved in transporting silver or gold bullion, most banks that offer gold-backed debit cards require you to purchase your precious metals in-house.

What can I do with my Golden 1 debit card?

Our Card Controls app provides easy and secure access to your Golden 1 Debit and Credit cards anywhere, anytime. Suspend your card if you’ve misplaced it and reactivate it when it turns up, get fraud and other alerts, set up travel notifications, activate your card, report a lost/stolen card, and more.

How to become a member of Golden 1 credit union?

If you live or work in California, you are eligible. Just open a Golden 1 savings account with $1. Non-Californians may join if they are a family member or registered domestic partner of a current Golden 1 member, or a member of one of nearly 1,000 Select Employee Groups. Become a member today and discover the credit union difference.

Is there an annual fee for the Gold Card?

The annual fee on the Gold Card was raised to $250 (up from $195) ( see rates and fees) and it’s no longer waived for the first year. To compensate, the card now offers up to $220 in annual statement credits.