Do Islamic banks have credit cards?
Isabella Turner
Updated on January 27, 2026
Islamic credit card is a Shariah-compliant financial product and an important part of Islamic banking. This type of credit card offers similar perks and benefits as their conventional counterparts. However, Islamic credit cards offer some advantages that conventional cards don’t have.
How can I increase my Emirates Islamic credit card limit?
You may apply for credit card limit increase by calling our 24/7 call center on 600 54 0000 or by visiting any of our nearest Emirates NBD branches.
How do I pay my Emirates Islamic credit card?
Pay Bills Online: As an Emirates Islamic account holder, you can pay your monthly Credit Card bills online. Just visit and log into your online banking. If your Credit Card account is not linked, then simply call our Customer Service Centre on 600 599995 for assistance.
What is the difference between conventional and Islamic credit card?
The main differences between Islamic credit cards and conventional credit cards are the prohibition of gharar and riba. Gharar is overcharging, while riba is interest. An Islamic credit card would also have a filtering system to ensure that the credit card will only be utilised for halal transactions.
Is credit card Shariah compliant?
What is an Islamic credit card? However, Islamic credit cards in Malaysia function on different fundamentals than conventional banking cards do. An Islamic card is a Shariah compliant credit card and therefore limits purchases to halal transactions only.
What are the 5 types of credit cards?
Consider the different types of credit cards outlined below and how each type of card might work for your spending and your financial goals.
- Cash back credit cards.
- Rewards credit cards.
- Travel credit cards.
- Balance transfer credit cards.
- Zero percent APR credit cards and low-interest credit cards.
- Business credit cards.
How can I increase my credit limit in Dubai first?
Take advantage of lower interest rates when you transfer your outstanding balance from other bank credit cards to your Cashback card….Service at your fingertips.
| Service Request | Short Code |
|---|---|
| Dial-a-cheque for rent or school fee | CHQ |
| Credit limit increase | CLI |
| Request for card upgrade | UPG |
What is the minimum salary for credit card?
Credit Card Eligibility
| Credit Card Provider | Age Requirement | Min. Income Requirements |
|---|---|---|
| Axis Bank | 21 – 60 years | Rs. 25,000 per month |
| Citibank | 23 – 60 years | Rs. 25,000 per month |
| HDFC Bank | 21 – 60 years | Rs. 13,500 per month |
| HSBC Bank | 21 – 60 years | Rs. 3.00 lakh per annum |
