Do target Mastercards only work at Target?
Rachel Davis
Updated on January 30, 2026
Where Can the Target Credit Card Be Used? The Target RedCard and debit cards are private-label or closed-loop cards, meaning they can only be used at Target stores and online through Target’s website. However, the Target Mastercard can be used at any merchant that accepts Mastercard.
Can you pay with WIC online at Target?
Unfortunately, you cannot use EBT cards including SNAP and WIC to pay for any goods at Target.com. In addition to that, EBT cannot be used to pay for grocery delivery or curbside pickup.
What bank works with Target?
TD Bank USA, N.A.
The RedCard credit cards (Target Credit Card and Target Mastercard) are issued by TD Bank USA, N.A. The RedCard debit card is issued by Target Corporation. Mastercard is a registered trademark of Mastercard International, Inc. Pat 7,562,048 and 8,117,118.
Do you need good credit for Target debit card?
It’s recommended that you have fair credit for the Target REDcard™ Credit Card. For the Target REDcard™ Debit Card, however, there won’t be a credit check because it’s a debit card. To qualify for fair credit, your credit scores would need to be within the ranges of 580–669 for FICO and 650–699 for VantageScore.
What is the credit limit on a Target Red Card?
If approved, you will receive a minimum starting credit limit of $250. You will also be able to make purchases the same day you’re approved. You get temporary card information to use until your actual card arrives. The Target credit card gives you a 5% discount at Target and Target.com.
Is Target red card a debit card?
Target’s REDcard products include a debit card and two credit cards, all of which have an annual fee of $0 and offer the same 5% discount.
Can I use Apple pay at Target?
Merchandise Voucher: Target merchandise vouchers don’t expire. Multiple Payment Methods Sales: Store team members can accept both a credit and debit card or EBT card per sale. Mobile Payments such as Apple Pay®, Google Pay™, Samsung Pay, or any contactless digital wallet. Alipay is approved in authorized stores only.
Can you use WIC online at Walmart?
Unfortunately, no. We do not currently support WIC in Grocery Pickup. SNAP (Supplemental Nutrition Assistance Program) is the program formerly known as food stamps. Walmart accepts SNAP benefits via EBT cards at all participating Walmart Online Pickup & Delivery locations.
Can I use Sezzle at Target?
Download the Sezzle App or sign up by selecting the Sezzle logo, which can be found on Health, Beauty, Apparel and Accessories product pages on Target.com. Once approved, copy and paste your Sezzle Virtual Card payment details as the payment method at checkout.
Is Target debit card a credit card?
The Target REDcard™ Debit Card offers 5% savings at Target and Target.com along with a few valuable benefits. This is a debit card, not a credit card. You must connect a personal checking account, and when you make purchases the money will be drawn directly from your account.
Where can I use my Target Debit card?
But there’s a key difference in where you can use these cards: The Target REDcard Debit Card and the Target REDcard™ Credit Card are “closed-loop” cards, meaning you can use them only at Target or Target.com. The Target REDcard Mastercard is an open-loop credit card, meaning you can use it anywhere that takes Mastercard.
What’s the difference between the Target REDcard credit card and debit card?
What’s the difference between the Target REDcard credit card and debit card? There is only one difference between the REDcard Credit Card and the REDCard debit card: One is a credit card, while the other is a debit card. The credit card works just like any other credit card — you make purchases with it, and then pay off the balance later on.
What kind of credit score do you need for Target Debit card?
It’s recommended that you have fair credit for the Target REDcard™ Credit Card. For the Target REDcard™ Debit Card, however, there won’t be a credit check because it’s a debit card. To qualify for fair credit, your credit scores would need to be within the ranges of 580–669 for FICO and 650–699 for VantageScore.
What kind of payment do you use at Target?
For international payments, we accept Visa, Mastercard, Discover, American Express, Target RedCard™ or PayPal (Target.com only). Was this information helpful? What is Wallet in the Target app?