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The Daily Insight Hub

Do you get charged for using debit card in France?

Author

Matthew Harrington

Updated on February 01, 2026

Yes, you can. However, it’s important to be aware of any fees associated with making purchases or withdrawing money from an ATM. Check out our tips below for using your debit card abroad. Debit card providers will charge a Non-Sterling Transaction Fee of 2.75%.

Is it better to take euros or use debit card?

Avoid buying travel money with your credit card Credit card firms see buying currency as taking out cash so you may get charged a cash withdrawal fee, or even a fee for using a credit card by the money changer. If you’re buying currency always use a debit card (you’ll usually need to bring ID too), or withdraw cash.

Is it cheaper to use debit or credit card abroad?

Debit cards vs credit cards while abroad As debit cards usually charge more fees for usage and the exchange rate tends to be uncompetitive. Credit cards do come with higher interest rates however, so it’s best to pay off your balance regularly and fully which is usually due on a monthly basis.

Do I need to tell my bank im going abroad?

Before you go outside the UK You no longer have to tell us when you are travelling abroad. Our fraud and security systems are always on the lookout for suspicious activity on your accounts meaning you can relax when you are away making going abroad stress free.

Will my debit card work in Europe?

The simple answer is yes, your debit and credit card will work in Europe. Using your credit card and debit card in Europe is very easy these days thanks to global financial networks.

Should I buy euro before my trip?

Should I buy euros before I go on holiday? This depends on how you like to spend. Many people don’t get currency before they go, and rely on using a card at an ATM once on their trip to get the local currency. This can often net you a great exchange rate, especially if you have a top overseas credit or debit card.

Do you get charged for using debit card?

There may be fees for using your debit card. Examples: Some banks charge a fee if you enter a PIN (Personal Identification Number) to conduct a transaction instead of signing your name. You may trigger a fee if you overdraw your account using your debit card, just as you would if you “bounced” a check.

Can you pay with a debit card in Europe?

Within the euro countries, paying with a debit card or credit card is free. Withdrawing money with your debit card in another European Union country does not cost more than it does in your home country.

What does Carte de credit mean in France?

In France, a credit card ( carte de crédit) either refer to a standard card provided by a bank, or a card provided by an account in partnership with a private company. In this second case, these cards can only be used in this company’s stores and selling points.

Which is better to use abroad credit card or debit card?

Credit cards offer the most affordable way to make purchases abroad, but only if you have a credit card with no foreign transaction fees. Beware of liability involved with using a debit card or ATM card abroad.

Which is the best credit card to use in France?

A standard prepaid card . Visa in France offers the following cards: In France, the CB Bank card group, known as the “Groupement des Cartes Bancaires CB”, is the French national interbank network. It is specific to France and distinct to the international networks Visa and Mastercard.