Does 7 10 days mean denial?

A 7-10 day message typically means that your application has been denied. You can either wait for the rejection letter or call Chase reconsideration line at 1-888-270-2127 and plead your case. In some situations, Chase merely needs to verify some of your information.

How do I know if I am approved for a credit card?

The easiest way to see if you’re pre-approved for a credit card is to check a credit card company’s website. Most major issuers let you see which of their cards you’re pre-approved for by simply entering your name, address and the last four digits of your Social Security number into an online form.

Is it harder to get approved for a credit card right now?

The current pandemic has made obtaining a credit card much harder. For those who do get approved, the credit line is typically lower than pre-pandemic, according to a recent survey by CompareCards.com. …

Does Capital One approve you instantly?

Capital One is another card issuer that may give you instant access to your new credit card number immediately after approval. In order to find the card details, however, you will need to download its app and sign in.

How long does it take to get a Chase credit card approved?

So the standard timeframe in which you can expect to be approved for a credit card and receive it by mail is approximately 3-4 weeks. If you’re not approved instantly, count on 7-10 business days for approval and 7-10 business days for delivery. And if you’re itching to get your card faster, don’t forget to ask the issuer about expedited delivery.

How long does it take to sign up for a credit card?

In other words, the promotional period starts when you’re approved, not when you activate the card. If the sign-up bonus period is 90 days and it takes 10 days to get the card, you’ll actually have only 80 days to meet your spending goal.

How does it take to get a credit card approved?

It is conditional approval, meaning you will be approved if the rest of your application checks out. When you receive instant approval, you need to send in copies of your supporting documentation before your card will be officially approved and sent to you. Shopping around for a credit card?

How long does it take to get a credit card decision?

Going the snail mail route could mean waiting a few weeks for a credit card decision versus a few minutes. You could also be in for a long wait if you apply for a credit card that requires excellent credit and your application is flagged for manual review.