Does ACE Cash Express do credit checks?
Isabella Turner
Updated on January 19, 2026
At ACE Cash Express, we may obtain information from a non-traditional consumer reporting agency and the inquiry may affect your overall credit profile with the applicable agency, but it will not impact your FICO score.
How do I order a new ace flare card?
Already have a Flare Account? You can choose to order another card within the ACE Flare Mobile App3 for a one-time fee of $3.95 or contact Customer Service to learn more about your options.
What do you need for a Cash Express Loan?
What to bring:
- A Current Bank Statement.
- Your Most Recent Pay Stub.
- Verification for other sources of income (if applicable)
- Your Driver’s License or State Issued ID.
- Your Social Security Card.
- Proof of Home Address.
- A Personal Check.
How much percentage does ACE Cash Express take?
Ace Cash Express: 3 percent of the check amount. Check ‘N Go: Up to 3 percent of the check amount. On a typical 26-paycheck pay schedule, among those options you’re looking at a minimum of $78 a year just for cashing paychecks, and that’s before you even use any of that money.
Is Ace Cash Express legit?
Ace Cash Express is not Consumer Affairs-accredited; the company, however, has a profile there with a total of 333 Ace Cash Express reviews, and a 1.5-star rating. People that had never taken out a loan from Ace Cash Express received a call or email that they need to pay off their loan.
What happens if you don’t pay back ACE Cash Express?
Pay $5 million in consumer refunds: ACE must provide $5 million in refunds to the overdue borrowers harmed by the illegal debt collection tactics during the period covered by the order. These borrowers will receive a refund of their payments to ACE, including fees and finance charges.
What are the fees for ACE Cash Express?
Fees for cashing checks at ACE Cash Express range from 2% to 10%, depending on the type of check; the fees do not tend to vary by state.
How Much Will Cash Express loan you?
Q: How much can I borrow with a payday loan in California? A: ACE Cash Express offers payday loans in California from $100 – $255. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.
Can you pay cash express online?
Welcome to the ACE Cash Express online payment feature, the safe and secure way to make payments on any outstanding accounts with ACE.
Do you need Social Security number to apply for ACE Cash Express?
A Social Security Number is not required. If applying in-store, we ask that you bring proof of income and proof of a bank checking account. Debit cards or pre-printed checks may be accepted in your state as proof of bank checking account; contact your local store for details.
Who is ACE Cash Express and what do they do?
ACE Cash Express, Inc. is a leading financial services provider, specializing in short-term consumer loans, bill pay, and prepaid debit card services, and is one of the largest owner operators of check cashing stores in the United States.
How do I apply for an ace Portal account?
If you are applying for an ACE Portal Account, confirm your company does not already have an account. Your Account Owner or their proxies are able to establish individual user profiles within the account to allow access to the ACE Portal.
When to sign up for Ace Hardware rewards card?
Sign up online or in the store and receive your ACE Hardware Rewards card. Begin to earn savings points right away with a 1,000-point sign-up bonus when you make your first purchase. After that, you’ll receive:
