Does Aldi take credit cards or just debit cards?
William Jenkins
Updated on January 18, 2026
Yes, you can use all major credit cards at all Aldi locations. This is a relatively recent change — until March 2016, the grocer didn’t accept any card payments.
Does Aldi charge for using a debit card?
“ALDI charges 0.5% for a tap regardless if your card is debit or credit as tapping changes it to credit.
When did Aldi start taking credit cards?
March 2016
Aldi’s embrace of mobile wallets comes after years of operating as a largely cash-based business. Indeed, before its decision in March 2016 to start taking credit cards, debit cards were the only plastic it accepted in its spartan stores, which are known for relatively low footprints and low prices.
Does Aldi do cash out?
Yes, if they have available cash to dispense. One Aldi that I go to always allows cash back but another that is closer and more convenient never has extra cash as most of the sales are EBT(foodstamps) .
What kind of payment does ALDI accept?
Aldi accepts Discover, Visa, Mastercard, and American Express credit cards at its U.S. grocery stores, along with cash, debit cards, gift cards, and contactless payment platforms such as Apple Pay and Google Pay.
Is ALDI cheaper than Walmart?
Both Aldi and Walmart offer their store brands for less than name brands, but Aldi comes out a little cheaper. The package from Walmart does include five more bags than Aldi, but the cost per bag is still the deciding factor.
Can I use Afterpay at ALDI?
No, ALDI does not accept Afterpay financing.
Can you tap and go with a debit card?
The problem for debit card users is payWave and PayPass “tap and go” use the same processing system as credit card payments, which are subject to fees by Visa, MasterCard or the card provider. So if you use a debit card to “tap and go”, you could find yourself charged a merchant service fee or surcharge.
Is Aldi cheaper than Walmart?
What kind of card do you use at Aldi?
We accept several forms of payment including cash, most debit cards, Visa, MasterCard, Discover, American Express, Electronic Benefits Transfer (EBT), Link cards, SNAP and contactless pay such as Apple Pay and Google Pay. At this time, we do not accept checks or WIC benefits.
When did Aldi switch to accepting credit cards?
Aldi recently switched to accepting credit cards in March 2016. Previously, the payment methods were limited to cash, debit cards, Link, and EBT cards. Aldi currently accepts the following credit cards: Visa, Mastercard, Discover, and American Express.
Do you have to pay with cash at Aldi?
Times though, have changed, and Aldi has steadily expanded the forms of payment it takes in it’s American stores. Still, people may still wonder, especially if they haven’t been to Aldi in a while. It’s a given that Aldi takes cash, but what about other options? Here’s a quick roundup. Does Aldi Take Credit Cards?
How long does it take to pay with Aldi credit card?
Once you click ‘Pay Securely’, you may be forwarded to your card issuer’s website for authentication. When your card has passed any bank checks, your payment will be taken straight away and sent directly to our Payment Service Provider. This will usually show on your bank statement within 48 hours.Close.