Does Discover do joint credit cards?

Like other issuers that don’t allow co-signers, Discover will still allow cardholders to add authorized users to their accounts. But there’s a hierarchical relationship between primary account holders and authorized users. The primary account holder is ultimately responsible for all charges made to the account.

Is the Discover Card accepted everywhere?

Is Discover Card accepted everywhere? Discover is accepted nationwide by 99% of the places that take credit cards. And internationally, the Discover Global Network offers acceptance in 200 countries and territories, and growing.

Can you have multiple Discover credit cards?

Yes, you can have two Discover cards. But Discover does not allow you to have more than two of its cards open at the same time. You’re also limited to one new Discover card per year, so make sure you have the first Discover card for at least that long before you apply for a second.

Can authorized users make payments Discover?

Discover authorized users can make purchases, report stolen or lost cards, obtain account information and make payments. But they are not responsible for paying the bills. That’s the sole responsibility of the primary account holder.

Does adding someone to my credit card help their credit?

When you add an authorized user to your credit card account, information from the account — like the credit limit, payment history and card balance — can show up on that person’s credit reports. That means their credit can improve as a result of being added to a credit account you keep in good standing.

How many different Discover credit cards are there?

8 credit cards
How many Discover Card options are there? Discover offers 8 credit cards for different credit and rewards needs. The Discover it® Cash Back credit card is a great choice for people with good to excellent credit.

Where can I use my Discover credit card?

Discover is accepted by 99% of places that credit cards nationwide, 1 so your online retailer may already accept Discover. But to be sure, you can see if they list Discover among payment options at checkout or in their terms.

What’s the interest rate on a discover it credit card?

The NHL Discover it credit card carries no annual fee, but other charges apply. New cardmembers enjoy a 0% intro APR for the first 14 months on both purchases and balance transfers. After the promotional period ends, a variable interest rate of 14.24% to 25.24% applies, depending on the credit history and score of the cardmember.

What kind of cash back does discover it offer?

The Discover it credit card falls into the cash back category of credit cards given its rotating 5 % cash back purchase categories each quarter (up to the quarterly maximum of $1,500 in spending), plus an unlimited 1 % cash back on all other purchases.

What’s the APR on a discover secured credit card?

The secured credit card option from Discover does not have an annual fee, but other rates and charges apply. All cardmembers have a variable APR of 22.99%, and there is no intro APR available for purchases or balance transfers. Cardmembers are charged 5% per balance transfer. Cash advances come with a fee of $10 or 5%, whichever is greater.