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The Daily Insight Hub

Does lost credit card number change?

Author

Andrew Campbell

Updated on February 14, 2026

If your card — or your card data — is ever lost, stolen or compromised, you’ll probably get a new card with a new number on it. That keeps the old card number from being used fraudulently. However, a new card number is not the same as a new card account, so the new number in itself shouldn’t affect your credit score.

Does replacing Discover Card Change number?

If I request a new card design, will my account number stay the same? If you request a new card design, the terms of your aggrement will remain the same, including your account number, interest rates, statement closing date, rewards program, and account center settings.

How long does it take to get a replacement Discover Card?

You should receive your replacement card within 3-7 business days. If you have not received your replacement card within this time, please contact Customer Service.

Does replacing a Discover card cost money?

Report Your Card as Lost or Stolen If you’re a Discover card member, you can expect to receive a new card within 4-6 business days, and there’s no replacement fee. Once you receive your new card, you should contact any merchants that automatically bill you to update your card information.

How to report a Discover Card lost or stolen?

Note: You must already have current access to Discover.com to report your card lost or stolen online. If you do not have an online account or have not logged in for 30 days, please contact call Customer Service at 1-800-DISCOVER (1-800-347-2683).

What is the first digit of a Discover Card?

A Discover card’s first digit is the number 6, Mastercard’s is 5, and American Express card numbers start with 3. When combined with the first digit, the next 5 digits of a credit card number identify the card issuer for any given Visa. The subsequent 8 numbers are part of your account number. These numbers make the card unique to the cardholder.

Do you get cash back with discover it credit card?

Every purchase with your Discover it ® Business credit card earns unlimited 1.5% cash back automatically. And with Cashback Match, we’ll automatically match all the cash back your business has earned at the end of your first year, dollar for dollar. 1 There’s no signing up, no minimum purchase requirements and no limit to the amount we’ll match.

How do I Close my Discover Card account?

Discover has a $0 Fraud Liability Guarantee so you’re never responsible for unauthorized charges on your Discover Card account. How do I close my Discover Card account? You can close your Discover Card account by calling 1-800-DISCOVER (1-800-347-2683).