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The Daily Insight Hub

Does PayPal give out credit card information?

Author

Daniel Santos

Updated on February 02, 2026

When you send a payment using PayPal, the recipient won’t receive sensitive financial information like your credit card or bank account number. This way, you don’t have to worry about paying people you don’t know.

What information does PayPal share with merchants?

PayPal requires sellers to only ship items to buyers registered name and address on his/hers PayPal account. You can not ask sellers to ship to someone else. When you pay for goods, the seller will get the name and address and phone number that you registered when signing up with PayPal.

How did PayPal get my new credit card number?

Why was my credit card number or expiry date updated automatically? To prevent any failed payments, and to save you from having to update your credit card details manually, we may automatically update your credit card number or expiry date when new information becomes available from your card issuer.

What happens when you link a credit card to PayPal?

We ask you to enter the card verification number when you link it to your PayPal account. If you use your card to send money to someone for personal reasons (not to pay for something), we charge a small fee. You can pay the fee or ask the recipient to pay it. Your card issuer may charge a cash advance fee.

Can PayPal track your IP?

Not only does PayPal and eBay keep track of your IP address, but they gather countless other details about you and your access to their service. Not only that, but they also likely retain this data indefinitely.

Can the government track your PayPal?

No one is able to see into your account unless they have proper access and cause to do so. There is nothing special about a government that enables it to “see into” a PayPal account. If person who owns the account uses correct security policies, a PayPal account is out of reach.

Do credit card numbers change when they expire?

When your card expires, you get a new card with the same account number. Your account number does not change unless your card or account number is lost or stolen. Your card expiring does not close your account, so it does not harm your credit rating or credit score in any way.

Do you have to give your credit card number to PayPal?

With PayPal, which has been a trusted transaction processor for 20 years, you provide your credit card number (or debit card number) to PayPal. The merchants you buy stuff from never see your credit or debit card numbers. Your account number is masked to the merchant.

Which is easier to pay with PayPal or credit card?

PayPal is the safer, easier way to pay. You can use your credit card or bank account without exposing your account numbers. You can link your credit card or bank account to your PayPal account so you don’t have to enter your card number or address everywhere you shop. Just log in to PayPal and quickly check out in a few clicks.

Why do I need to link my PayPal account to my credit card?

Link your PayPal account to a credit card. Why: PayPal will cover you if you purchase an item that doesn’t arrive or isn’t what you expected, and by using a credit card to fund PayPal purchases, you gain an extra layer of protection because you also can dispute the charge through your credit card company.

Can you add a debit card to a PayPal account?

Balance – a payment funded from the PayPal account balance will be quickly credited to the recipient’s PayPal account balance. You can top up your balance by adding funds from a bank account or by receiving a payment. Debit or credit card – payment made using a debit or credit card will be quickly credited to the recipient’s PayPal account balance.