Does Walmart credit card do a hard pull?

No, the Walmart Credit Card will do a hard pull. You will need a credit score of at least 700 to get it, which is better than what most store cards require, but you will be able to use it anywhere Mastercard is accepted, which is pretty much anywhere.

Will applying for a Walmart credit card hurt my credit score?

You probably can’t get a Walmart credit card with bad credit because it requires fair credit for approval. That means your chances are best if your credit score is 640+. But it’s very unlikely, and not worth the additional credit score damage applying will do.

What credit score do you need to get a Home Depot card?

640 or higher
A credit score of 640 or higher is needed for a Home Depot® Credit Card; this means that you need to have a fair credit score to get it.

What credit score is needed to get a Walmart credit card?

600 or higher
What credit score is needed for a Walmart credit card? The Capital One® Walmart Rewards® Card specifies that it is looking for applicants with Excellent/Good credit. That generally specifies a credit score of 600 or higher.

Why can’t I use my Walmart card online?

Keep in mind that Walmart.com is the only website the Walmart® Store Card works on. And if you only have a temporary card, you can’t use it online. You’ll have to wait to get the information off your actual card when it arrives.

What is the daily withdrawal limit for Walmart MoneyCard?

For security reasons, we may limit the amount, number, and type of transactions you can make on your Card and any funding or reload of your Card. You may only withdraw up to $500 from an ATM in a single day and $400 per teller transaction at a participating bank, unless otherwise indicated.

Are there any drawbacks to a Walmart credit card?

The greatest drawback of the Walmart Credit Card is that the card’s benefits mostly kick in when you make purchases at Walmart.com. You won’t earn elevated rewards when you shop in a physical Walmart. Instead, you’ll only earn 1% cash back when you shop in the store.

Do you get cash back with Walmart credit card?

You won’t earn elevated rewards when you shop in a physical Walmart. Instead, you’ll only earn 1% cash back when you shop in the store. There are many other credit cards that offer better rewards on purchases both in-store and online.

What’s the rewards rate on a Walmart credit card?

Perhaps valuable for shoppers who spend a lot through Walmart.com thanks to the 3% bonus cash back rate, the 1% rewards rate for in-store purchases makes the Walmart Credit Card less-than-ideal even for regular shoppers.

When to ask for credit limit increase on Walmart card?

Walmart reports to all three credit bureaus and usually approves requests for a credit limit increase after six months of regular payments. This makes it an attractive option for people looking to rebuild their credit while they earn some rewards on the side. The rates are higher than most cards, so avoid this card if you plan to keep a balance.