Does Wells Fargo still have a secured credit card?
Sarah Martinez
Updated on January 30, 2026
It’s not available to new applicants The Wells Fargo Secured Credit Card stopped accepting applications as of December 2019. According to a Wells Fargo representative, there are no plans to reopen the card to new applicants or offer a new Wells Fargo secured credit card.
Is Wells Fargo Platinum Card A secured card?
The Wells Fargo Platinum card offers standard security features like zero liability protection and emergency card replacement. You can also sign up for alerts to receive notifications about suspicious account activity, which is a typical feature of most credit cards.
Which banks offer secured credit card?
Banks That Offer Secured Credit Cards
- Bank of America.
- Capital One.
- Citi.
- Discover.
- USAA (Visa and Amex)
- U.S. Bank.
- Wells Fargo.
What credit score is needed for a Wells Fargo Credit Card?
700
What credit score do you need for a Wells Fargo Platinum card? Like other top balance transfer credit cards, you’ll need very Excellent/Good credit to qualify for the Wells Fargo Platinum card. This typically means having a FICO Score of at least 700.How long before secured card becomes unsecured Wells Fargo?
Wells Fargo Secured Credit Cards can graduate to unsecured after the cardholder has demonstrated consistent positive payment history and the ability to pay. Some forum users report Wells Fargo Secured graduation after 1 or 2 years of having the account.
How much is the cash advance fee for Wells Fargo credit card?
IMPORTANT DISCLOSURES
Annual Fee None Cash Advances Either $10 or 5% of the amount of each advance, whichever is greater. Overdraft Protection Advances $12.50 if the total of overdraft protection advances for the day is $50 or less; $20 if the total of overdraft protection advances for the day is greater than $50. Can secured card build credit?
Once the initial deposit is paid, secured cards work just like unsecured ones: You can use them wherever credit cards are accepted, including online. You can build or rebuild your credit by using the card responsibly and paying your balance on time. You incur interest if you carry a balance.