How can I find out who stole my credit card?
Rachel Davis
Updated on February 13, 2026
Credit card companies can track where your stolen credit card was last used, in most cases, only once the card is used by the person who took it. The credit card authorization process helps bank’s track this. However, by the time law enforcement arrives, the person may be long gone.
Should I call police if someone used my credit card?
Unauthorized credit card charges are a form of identity theft, so calling the police is one of the steps the FDIC recommends after discovering them. According to Rob Douglas, editor of IdentityTheftInfo.com, anyone who spots an unauthorized charge on their statement should call the police to file a report.
What happens when someone steals your credit card number?
Here’s a breakdown of what comes next, in four easy steps. Andrey Popov/Shutterstock The basic idea is that people use stolen credit cards to buy stuff. But if the same person stole the card numbers and bought the stuff, he would easily be caught.
On the other hand, stores and card issuers can also use transaction information to pinpoint the exact time the stolen card was used and find video footage of the person from the store’s surveillance system. Card thieves don’t have to take your card to steal it.
How can I prevent my credit card information from being stolen?
Downloading, or even opening, the wrong file from an email or website can add spyware to your computer, which is put there with the goal of exporting your card details and other information hackers can use to steal your money or your identity. Be careful what you download and prevent spyware by purchasing your own antivirus software.
Can a waiter steal your credit card number?
Waiters can use small card-skimming devices in their aprons, thieves can attach readers to gas pumps and larger-scale cyber criminals can steal credit card numbers by the millions by hacking into corporate databases. If your card gets stolen, it shouldn’t matter to you whether or not authorities ever ever catch the thief.