N
The Daily Insight Hub

How do I activate my first credit card?

Author

Daniel Santos

Updated on January 27, 2026

Some banks ask cardholders to activate their credit cards by logging into their net banking system and activating the cards. Some other banks require cardholders to visit an ATM and swipe the card to get it activated. To get a card activated, you must know the personal identification number or (PIN).

How can I activate my HDFC credit card?

The procedure is simple:

  1. Once you get your welcome kit from the bank, along with the Debit Card, there is an ATM pin given in a sealed envelope.
  2. When you go to the ATM, enter your Debit Card and enter the ATM pin provided in the welcome kit.
  3. Change your ATM PIN and use the card henceforth for regular transactions.

How do I get my card activated?

In general, you need to follow a certain process for credit card activation:

  1. Receive your credit card in the mail.
  2. Find a sticker on the card with activation instructions.
  3. Follow the instructions for activating online or over the phone, whichever you prefer.
  4. Wait for confirmation that your card has been activated.

How do I know if my credit card is active or not?

The simplest way to clear up any question about whether your credit card is still active is to call the issuer and ask. Call the number on the back of your card to inquire about the status of your account. If inactive, customer service can likely reactivate.

Do I need to activate my credit card?

For security, a credit card usually needs to be activated once you get it in the mail, before you can use it. Even if the physical card is un-activated, the account can still be open and active. However, activation of the card isn’t the same as opening the account.

How do you check if my credit card is activated?

Call Customer Service The simplest way to clear up any question about whether your credit card is still active is to call the issuer and ask. Call the number on the back of your card to inquire about the status of your account. If inactive, customer service can likely reactivate.

Why is online payment not working?

Your credit card or debit card can fail while making payments due to several reasons- may be the online transactions aren’t turned on, international usage is disabled, or maybe you’ve crossed your daily limits.

How do I Activate my credit card online?

To activate your credit card online, you need to first generate your pin. To do so, you can log in to your account through net banking. Fill in your customer ID and password to log into your account. Click on the credit cards tab and choose the credit card PIN generation option.

How to activate HDFC Bank credit card through NetBanking?

How to Activate Your HDFC Bank Credit Card Through Netbanking. Please login to your HDFC netbanking account using your customer ID and password. Navigate to the “Credit Cards” tab. Choose “Credit card ATM PIN” option. Select your HDFC credit card from the drop down and click on the “Continue” tab. You will be asked to confirm the transaction.

How to activate ICICI Credit card by NetBanking?

1 Click on Credit Cards on the left hand side menu 2 Click on ‘Generate Now’ under the Credit Card PIN option 3 Select the Credit Card Number and enter CVV 4 Check your Mobile number and click on Submit 5 Enter the OTP received along with the New PIN

How do I Activate my CommBank card at NetBank?

Log on to NetBank > then go to Settings Under Security select Card activation Enter the last 4 digits of your card > then click Check Enter and confirm your PIN > then click Set PIN