How do I become a debt collection lawyer?
Matthew Harrington
Updated on January 25, 2026
To become debt collection attorneys, candidates must complete law school and earn a Juris Doctor; they must then pass the bar examination to be licensed with the state….Essential Information.
| Required Education | Juris Doctor |
|---|---|
| Licensure/Certification | Admittance to the American Bar Association for state licensure |
What do debt lawyers do?
A debt lawyer is someone with the knowledge, credentials and skill to help consumers struggling with debt sort through their financial troubles. Debt lawyer negotiate deals with creditors, handle lawsuits from credit card companies and other lenders and, when a client’s finances are beyond repair, file for bankruptcy.
Should I hire an attorney for debt settlement?
If you need help negotiating with creditors, it’s usually better to hire a lawyer or do it on your own, rather than hire a debt settlement company. In most cases, it’s best to avoid debt settlement companies altogether.
How old do you have to be to be a debt counsellor?
An individual over the age of 18 must have a Grade 12 certificate or equivalent NQF level 4 qualifications, and a minimum of two years working experience in any of the following fields: Legal or Para-legal services. Educating or training of individuals. Counselling of individuals.
Which is the best way to get a debt lawyer?
The right lawyer, however, can steer you though the legal system, and put you on the right financial track. Many law firms provide free debt consultations. It is best to set up an in-person visit. When you decide on a lawyer, get a list of all charges and fees in writing so you know what to expect to pay.
Can you get free debt advice from a credit counselor?
When you schedule a consultation for free debt advice with one of our credit counselors, we’ll first help you get a complete picture of your financial situation. Then we’ll provide you with personalized options to help pay down your debt and improve your credit.
What do you need to know about free debt advice?
As a nonprofit organization, our mission is to provide free debt advice and low-cost services for individuals and families who need help getting control of their finances. We provide the counseling you need to help you decide the best course of action to get out of debt, whether it’s a revised budget, a debt management plan, or bankruptcy.
