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The Daily Insight Hub

How do I get my credit card unblock?

Author

Isabella Turner

Updated on January 28, 2026

You can unblock your card online by logging in to your net banking account as well for the banks who offer the option of doing so. You can click on the section of ‘cards’ and select your credit card and choose to unblock it.

Why do credit cards get blocked?

Your card may be declined for a number of reasons: the card has expired; you are over your credit limit; the card issuer sees suspicious activity that could be a sign of fraud; or a hotel, rental car company,or other business placed a block (or hold) on your card for the estimated total of your bill.

How do I get a new credit card after blocking?

Lost / Stolen / Reissue / Replace Credit Cards

  1. Website sbicard.com.
  2. Mobile App.
  3. 24X7 helpline Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290.
  4. SMS send BLOCK XXXX (Last 4 digit of your card number) to 5676791 from your registered mobile number.

How long does it take for card to unblock?

All you have to do is to submit identity proofs along with the application so that the bank can take further procedures to unblock the ATM card. It will take 48 hours to five working days to unblock the card in such a case.

What should I do if my credit card is permanently blocked?

What can be done? Firstly, make the payment of the entire debt amount at your bank. After completing this process, you will have to contact your bank customer care number or visit branch, for registering your credit card so that it can be re-activated.

How do you check if my card is blocked?

Call the bank and speak to a branch representative in the event of an account freeze. Be prepared to give identifying information such as your name, Social Security number, account number and any account passwords.

What happens if credit card is permanently blocked?

Despite repeated reminders, if you still continue to not pay your credit card dues, then your card will be permanently withdrawn from banks. In short, they will be made invalid. What can be done? Firstly, make the payment of the entire debt amount at your bank.

Can we unblock permanently blocked credit card?

What can be done? When the card is blocked in this case, you can unblock by making the payment of the amount used. However, making payment of the amount used will not be an ideal situation for many citizens, as the idea behind using the credit card in the first place was because they were out of cash.

What to do if a credit card company won’t block you?

When asking the company charging you to stop doesn’t work, and if the credit card company won’t block it for you, you can resort to reporting your card lost. You will be sent a new card (with a new number). The offending charges will fail the next time they try to use the old number.

Can a credit card that has been blocked be reactivated?

A card once blocked can be reactivated depending on your bank’s policy. After a voluntary block, a card may be reactivated if done within a specific period of time. However, if your card has been stolen or lost, it is advised not to reactivate the card and instead use the replacement credit card given by the bank.

Why did my credit card fail to pay?

Common reasons why your credit or debit card payment may fail include: Double-check that your card details are correct and that you’ve used the right postal or zip code on your billing address. To ensure that your card is still valid, check the expiration date on the front of your card.

Why does my credit card not work online?

A common reason why your card hasn’t worked for an online purchase is you’ve accidentally entered in the wrong card number, expiry date or CVV number. All it takes is one number to be wrong, which is an easy error to make. How to avoid it: