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The Daily Insight Hub

How do I identify my Visa card?

Author

Rachel Davis

Updated on January 28, 2026

You can identify a Visa card from the Visa logo on the card. Visa partners with financial institutions to come up with bank-specific Visa cards.

What numbers do all Visa cards start with?

Visa cards – Begin with a 4 and have 13 or 16 digits. Mastercard cards – Begin with a 5 and has 16 digits. American Express cards – Begin with a 3, followed by a 4 or a 7 has 15 digits.

How do you determine the first four digits of a card?

The first digit in your credit-card number signifies the system:

  1. 3 – travel/entertainment cards (such as American Express and Diners Club)
  2. 4 – Visa.
  3. 5 – MasterCard.
  4. 6 – Discover Card.

What is the issuing bank on a Visa card?

The issuing bank is the financial institution that issues credit cards to consumers on behalf of the card networks (Visa, MasterCard). The issuer acts as the middle-man for the consumer and the card network by contracting with the cardholders for the terms of the repayment of transactions.

Do all Visa cards start with 4147?

A credit card that starts with a 4 is a Visa. In case you are curious, a MasterCard begins with a 5, Discover a 6, and 3 is associated with either an American Express, Diner’s Club, or Carte Blache card. So we have established that a credit card number that leads with a 4 is a Visa.

What do the numbers start with on a Visa card?

These identify the institution that issued the card to the card holder. The IIN ranges used by the major card schemes are: Visa: Card numbers start with a 4. MasterCard: Card numbers start with the numbers 51 through 55.

Where do I find my visa IIN number?

The IIN makes up the first six digits of all credit or debit cards issued by Visa, followed by the primary account number (PAN) and a check digit. For more information, contact Visa at 54-11-43793300 .

What do the first 6 digits of a visa bin mean?

Binlist of visa bin, mastercard bin, amex bin List of Issuer Identification Numbers* The first 6 digits of a credit card number are known as the Issuer Identification Number (IIN), previously known as bank identification number (BIN). These identify the institution that issued the card to the card holder.

What kind of Visa card does Wells Fargo have?

4259 – Banco BICE (Chile) Gold Visa Credit Card 425907 – Wells Fargo Business Platinum Check Visa Card 425914 – Compass Bank, Visa, Business Platinum Check Card, Debit