N
The Daily Insight Hub

How do I lift my Experian credit freeze?

Author

Emma Miller

Updated on February 07, 2026

When you enter the PIN at Experian’s Security Freeze Center, you can lift a credit freeze online immediately. You also can call 888-EXPERIAN (888-397-3742) and provide the PIN to lift the freeze from your credit report.

How do I lift a freeze on my credit report?

If you no longer wish to have a security freeze on your credit file, you can also request permanent removal online at Experian’s Freeze Center. You may also request removal by phone or by mail.

How do I unfreeze my Experian account without PIN?

If you haven’t lost your PIN you can also remove your security credit freeze by calling Experian at 1-888-397-3742 (888-EXPERIAN), or make your request via post mail.

Can you talk to a live person at Experian?

Talk to a Real Person at Experian Call 888-397-3742 if you want to order a credit report or if you have any questions related to fraud and identity theft. The number 888-397-3742-6 (1-888-EXPERIAN) will also work. You will need to call while the Experian office is open in order to speak with someone.

How do I unfreeze my Equifax report?

At Equifax, you can use your myEquifax account to lift a security freeze for a date range you specify. You can also lift a security freeze by phone by calling our automated line at (800) 349-9960 or calling Customer Care at (888) 298-0045. Afterward, your Equifax credit report will be frozen again.

How do I lift my Equifax freeze without a PIN?

How to unfreeze credit without a PIN

  1. Online through myEquifax. Simply log into your myEquifax account with your username and password to lift your credit freeze.
  2. Over the phone. Call 888-298-0045 to answer basic identity-verification questions and lift your credit freeze.
  3. By mail.

How do I get a live person at Experian?

Talk to a Real Person at Experian Call 888-397-3742 if you want to order a credit report or if you have any questions related to fraud and identity theft. The number 888-397-3742-6 (1-888-EXPERIAN) will also work. You can place an immediate fraud/security alert on your credit with this number.

How do you remove a credit freeze from Experian?

You can lift a credit freeze with Experian instantly by going to the bureau’s website, and you’ll need your PIN to remove the block. Experian also allows you to call directly to remove a credit freeze, or you can mail in the request. If you go the mail-in route, the freeze will be lifted within three days of Experian receiving it.

How to lift a credit freeze to apply for credit?

Another option is to request a single use PIN that you can give only to the creditor with which you are applying for the card. Doing so allows the lender to obtain your credit report one time while still leaving your credit report frozen to all other lenders. For more information, visit Experian’s Freeze Center. Thanks for asking.

How to temporarily lift a security freeze Experian?

Simply select “Remove or lift a security freeze” and follow the instructions. You can specify how long you want the freeze to be lifted — a day, week, or more. Temporarily lifting the freeze will allow you to apply with multiple lenders in order to get the best rate, as long as the applications are processed within the time frame you specified.

How can I put a security freeze on my credit report?

In order to add a security freeze to the TransUnion or Experian credit reports of an incapacitated adult or a minor, you will need to contact those bureaus directly. Placing a security freeze on your Equifax credit report will prevent access to it by certain third parties.