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How do I not renew my American Express card?

Author

Isabella Turner

Updated on January 31, 2026

One of the easiest methods to cancel your cards is to simply call the phone number on the back of your card. You can also call the customer service phone number 1(800)528-4800 but you may need to have all of your card details with you.

What happens if I cancel my American Express card?

By the way, Amex will refund the annual fee on a credit card only if you cancel your card within 30 days of when the latest annual fee was charged. After that point, you will not receive a refund. Similarly, when you cancel your American Express card, you will immediately lose any reward points that you’ve accumulated.

Does American Express card expire?

Your American Express Corporate Card is valid for four years, providing you keep to our payment terms and have a continued business need. Renewal cards are sent out two weeks before the expiry date of your card.

How do I get my Amex Platinum fee waived?

You can get the annual fee waived on The Platinum Card® from American Express exclusively for Morgan Stanley* if you have an eligible Morgan Stanley investment account and one of Morgan Stanley’s Platinum CashPlus accounts (those also come with unlimited ATM fee rebates and they’re FDIC-insured).

Will Cancelling my American Express card hurt my credit?

Yes, canceling your American Express credit card will affect your credit score. But if you generally have a good credit score and low utilization, closing your card will have a minimal impact.

How much is 100000 Amex points worth?

There’s no doubt that the welcome bonus of 100,000 Membership Rewards points from The Platinum Card® from American Express is a huge deal. 100,000 points are worth $2,200 per our valuations, and you can use them in a variety of different ways.

Is Amex Platinum prestigious?

The Amex Platinum is one of the most prestigious travel credit cards you can own. The Amex Platinum metal credit card is not only thick, but it comes with tremendous travel benefits and a nice welcome bonus.

What do I get for renewing my Amex card?

Additionally, retention offers and “ appreciation credits ” are being offered to those with upcoming renewals. Amex is generously doling out these credits and extra Membership Rewards points to keep cardholders interested who might otherwise cancel.

Is there an annual fee for an Amex Gold Card?

That’s because downgrading to a credit card isn’t allowed by Amex, so your only options are the Amex Gold and Amex Green, with annual fees of $250 and $150, respectively, (see Amex Gold rates and fees, and Amex Green rates and fees ).

How many American Express credit cards can you have?

However if you were targeted for an American Express offer, you can still be approved even if you have had the same product and earned the bonus on it before. You are limited to holding four American Express credit cards. Both personal and business count toward this limit. (AMEX Everyday, Delta, and SPG are credit cards.)*

How much does it cost to reinstate an American Express card?

However, you will most likely have to pay a $25 fee in order to reinstate the card. Worth noting, this reinstatement fee will not apply towards your annual fee. In order for you to keep your Membership Rewards you will need to have at least one active Membership Rewards earning card.