How do I remove a satisfied judgement from my credit report?
Sophia Koch
Updated on February 18, 2026
Write a dispute letter to each of the bureaus that reports the judgment. If you found the judgment reported, send a letter to the credit bureau and let them know that you would like the judgment removed from your credit report.
Does a judgement stay on your credit report forever?
Among those rules, the FCRA sets time limits or expiration dates for credit reporting. In general, most negative information isn’t allowed to stay on your credit reports forever. Bankruptcies can stay on your credit reports for up to ten years from the filing date. Judgments are no longer shown on credit reports.
How can I remove a judgement from my credit report?
Judgments on your credit report may hinder your ability to obtain a loan, credit card, or even a line of credit with a supplier. You can remove a judgement from your credit report by: applying to a court to set the judgment aside.
When does a judgment appear on your credit report?
In many ways, court judgments are the consumer credit world’s version of Cindy’s damaged car. Keep reading to learn how to remove a court judgment from your credit report. Essentially, when you default on a debt and a creditor or debt collector must take you to court to get paid, the resulting judgment appears on your credit report.
When to remove a vacated judgment from your report?
You should remove Vacated Judgments from your report. That is because they indicate that a finding of a previous judgment was overturned, usually as a result of a successful appeal. Therefore, it is legally void, as if the judgment never happened. Re-filed Judgments are judgments that refuse to die!
What happens if I dispute a judgment on my credit?
If you dispute an unsatisfied judgment and the effort is unsuccessful, you need to do whatever it takes to convert it to a satisfied judgment. Sure, it’s going to be on your credit report either way, but would-be lenders are going to be much more willing to lend to someone who shows a history of paying their debts.
