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The Daily Insight Hub

How do I report a suspicious credit card?

Author

Sarah Martinez

Updated on February 19, 2026

How to report credit card fraud

  1. Contact your card issuer via the phone number on the back of the card or the issuer website’s live-agent chat.
  2. Tell the customer service representative that you think you were the victim of fraud.
  3. Ask for your account(s) to be suspended or closed.

How do I dispute a credit card I didn’t open?

5 Steps To Take if Someone Opens a Credit Card in Your Name

  1. Contact the Credit Card Issuer’s Fraud Department.
  2. Report the Identity Theft.
  3. Consider a Fraud Alert or Credit Freeze.
  4. Review Your Credit Reports.
  5. Dispute Fraudulent Information With the Credit Bureaus.
  6. Don’t Delay.

How do I complain about a credit card company?

If a complaint is arising out of credit card operations and other types of services, then a customer can file a complaint before the Banking Ombudsman within whose territorial jurisdiction the billing address of the customer is located.

How can I report an unauthorized credit card charge?

Reporting Unauthorized Credit Card Charges When you spot an unauthorized charge on your account, call your credit card issuer using the number on the back of your card. If you don’t have your credit card and you haven’t saved a copy of the phone number, use a recent billing statement or the card issuer’s website to find the correct number.

How to report a lost or stolen credit card?

Federal law states that if you are unable to report a lost or stolen card before it is used, you can only be held liable for up to $50 of fraudulent charges. Follow up with written notification. Send a letter to your credit card issuer. Include your credit card number and the date you initially filed the report.

How can I find out if someone is using my credit card?

If you don’t have your credit card and you haven’t saved a copy of the phone number, use a recent billing statement or the card issuer’s website to find the correct number. Never give information to someone who calls or emails you claiming to be your credit card issuer, no matter how legitimate it seems.

What’s the best way to report credit card fraud?

Review your credit report. Note any unusual or suspicious activity. Look for unauthorized transactions on your credit card accounts. Report any unauthorized credit activity to the credit issuer. Use information from your credit report when completing your police report and your report to the FTC.