How do I secure my data on my credit card?
Sophia Koch
Updated on February 11, 2026
8 Ways to Protect Your Credit Card Online
- (1) Limit Your Risk With One Account.
- (2) Get Virtual Account Numbers.
- (3) Create Unique Passwords.
- (4) Remember “S Is for Secure”
- (5) Use Known, Trusted Sites.
- (6) Only Shop on Secure Network.
- (7) Use Security Software.
- (8) Update to Stay Safe.
Can a company store my credit card details?
Alarmingly, according to the Association of Payment Clearing Services, companies can keep customer card details indefinitely, provided that they are stored safely and not misused.
Is it safe to save card details on websites?
Even with security measures in place, storing your credit card information online will put you at increased risk of your card information being stolen and criminals using it for fraudulent purchases. Manually entering your card information when you make a purchase reduces the chance of it being compromised.
What kind of information can you store on a credit card?
If data is encrypted: here’s what you’re allowed to store: 1 PAN (Primary Account Number) (e.g., 16 digit number on front of card) 2 Cardholder name (e.g., John Smith) 3 Expiration date (e.g., 5/18) 4 Service code (Note: You can’t actually see this data on a physical card because it resides in the magnetic stripe) More …
Which is the best way to collect credit card data?
Use secure forms and appropriate form fields for collecting card data. For example, Cognito Forms’ Card-on-File feature directly passes this data to your payment processor for storage. You can then use it to process payments and manage subscriptions while keeping the data secure.
Where is cardholder data stored on a credit card?
Cardholder data (CHD) includes the 16-digit PAN, expiration date, and cardholder name. This data is traditionally (but not always) represented on the front of the card. Storage of cardholder data should be limited to what is necessary to meet legal, regulatory, or business needs.
Where is my credit card data stored Forbes?
Where Is My Credit Card Data Stored? Opinions expressed by Forbes Contributors are their own. Three out of four Americans have shopped online, according to a 2018 study by SmallBusiness.com. That study also revealed over half of the online consumers do not have a lot of confidence in retailers to keep their personal data secure.
