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The Daily Insight Hub

How do you clone a credit card?

Author

Sarah Martinez

Updated on February 07, 2026

There are two major steps in credit card cloning: obtaining credit card information, then creating a fake card that can be used for purchases. Stealing credit card information. Thieves steal your credit card data: your name, along with the credit card number and expiration date.

How can you protect yourself from cloning cards?

Here are some things you can do to protect yourself from card skimming:

  1. Keep your card in sight.
  2. Never share your PIN.
  3. Be discreet with your PIN.
  4. Look for signs of tampering.
  5. Avoid outdoor ATMs.
  6. Check your credit card statement.
  7. Report suspicious activity.
  8. Notify your bank when you go overseas.

How do fraudsters clone cards?

A common way cards can be cloned is through the use of a card skimmer. This is a capture device that allows a criminal to record all the data on a card so they can they take money from the victim’s account.

How do fraudsters use credit card details?

There are various techniques fraudsters use to steal your card information: *Skimming: “This technique involves attaching a data skimming device in the card reader slot to copy information from the magnetic strip when one swipes the card,” says Mohan Jayaraman, Managing Director, Experian India.

How far away can a credit card be scanned?

RFID signals can be scanned by readers that can be purchased online for less than $100. The signal emitted from the card can be read at a distance of up to three feet, but equipped with an antenna that can magnify the signal, RFID signals can be read from a distance approaching five feet.

How do you protect against card skimmers?

Follow these guidelines every time you use your card.

  1. Do a quick scan. Before using any machine, take a look to make sure it hasn’t been tampered with.
  2. Be wary of non-bank ATMs.
  3. Check the keypad.
  4. Block your PIN.
  5. Stay in public view.
  6. Check your account regularly.
  7. Sign up for alerts.
  8. Above all, trust your instincts.

What do you need to know about cloning software?

Cloning software is used to make a complete backup copy of a hard drive, where conventional backup software typically works on individual files. A bit-for-bit copy is made to an image file, which can then be copied back to the hard drive in case of failure.

How does a credit card get cloned by someone?

How do credit cards get cloned? Credit card cloning, or “skimming” as it is sometimes called, is a technique whereby someone obtains your credit card details, copies them onto a bogus card and begins using the credit card. While credit card theft itself is not new, the manner in which the information is stolen is still not clear to many people.

What’s the difference between skimming and credit card cloning?

Credit card cloning, or skimming as it is sometimes called, is a technique whereby someone obtains your credit card details, copies them onto a bogus card and begins using the credit card. While credit card theft itself is not new, the manner in which the information is stolen is still not clear to many people.

How can you be safe from card cloning?

Some fraudsters fit devices for cloning cards over the existing slot. If there is a slight difference in the card reader slot, do not use the machine. Secure your card with a PIN number. Change your PIN number at regular intervals. Always destroy the letter with the PIN number. Keep your receipts to check if they match with the monthly statement.