How do you get a cell phone with no credit and no deposit?
Isabella Turner
Updated on January 30, 2026
4 Ways to Get a Cell Phone Plan With No Credit Check
- Go with a prepaid carrier. Prepaid cell phone plans don’t require a credit check.
- Join a family plan. Most carriers offer family cell phone plans, and some let you have as many as 10 lines on one plan.
- Pay a security deposit.
- Find a co-signer.
Does T-Mobile do a credit check?
T-Mobile ONE plan is currently available without a credit check. The No Credit Check plan will require an upfront deposit for the plan, but customers will not be eligible for device financing. …
Do you need credit to get a phone plan Verizon?
Verizon Wireless requires a credit check if you’re a new customer or you’re adding a new line to your service, not just upgrading your phone, and it’s possible your deposit may be as high as $1,000 per line. That means you could be asked to fork over $3,000 just to get three lines of service!
What credit score do I need to get a cell phone?
But what’s considered acceptable credit to cell phone companies? Well, if you have a subprime score (below 600), then you’re likely to be denied a plan with companies like Sprint. If you choose a plan on their website, you’ll have to choose a credit range between excellent (700+) and fair (550 or below).
What phone company does not require credit check?
Verizon, AT, T-Mobile, and Sprint all offer cell phone plans without a credit check. Likewise, MVNOs that piggyback of those companies’ networks provide such plans. Cricket Wireless, Boost Mobile, MetroPCS, and Republic Wireless are popular MVNOs today.
What cell phone company does not require a credit check?
Does T-Mobile approve bad credit?
If you have bad credit, you’ll typically need to pay a higher deposit or opt for a month-by-month, pre-paid phone plan. As for T-Mobile, the new deal doesn’t apply to folks who are ditching AT, Sprint and Verizon to join the company’s phone industry-shaking “uncarrier” revolution. They’ll still need a credit check.
What credit score do you need to get a Verizon credit card?
Compare to Other Cards
| Verizon Visa® Card | Citi® Double Cash Card – 18 month BT offer | Discover it® Cash Back |
|---|---|---|
| Recommended Credit Score 690850good – excellent | Recommended Credit Score 690850good – excellent | Recommended Credit Score 690850good – excellent |
Does Verizon do a hard credit pull?
Is Verizon credit hard or soft? Well, Verizon always performs a hard credit check on your credit amount when you sign up for one of their post-paid plans. However, if you select the AllSet pre-paid plan, you will not have to face any credit checks.
Can you get a cell phone without a credit card?
Most youths lack credit history since they are just beginning life. The following options can help you get a free phone if you do not have a credit card. Prepaid carriers require you to pay before using their services. That means that you have to pay for a particular cell phone plan before using it.
Where can I get free phones with no deposit?
Just click on the banners to be taken to companies that will give you free phones no credit check no deposit needed, even if you have a poor credit history and you can even get free tv with mobile phone deals no deposits.
Can you buy a cell phone with no down payment?
When we say free cell phones, we mean cell phone units you can purchase with no single credit check and deposit or down payment. With these free phones, you can get a chance to own a cell phone without the hassle of having bad credit or making any down payment.
How do you get a free cell phone?
Often, free phones come in the form of instant rebates credited toward the full price of the phone. Others will be limited-time deals, like getting a free second phone when you purchase another at the same time. These kinds of free phones are usually offered as bill credits that will be applied to your monthly service plan.
