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How do you get a credit card at 18 in BC?

Author

Jackson Reed

Updated on February 15, 2026

You’ll need to be the age of majority in your province or territory to get a credit card. This will be 18 or 19 years old, depending on where you live. You may be eligible to apply for a prepaid or secured credit card if you’re under 18. You can also sign up as an authorized user on your parent’s account in some cases.

Can I build credit at 16?

You can begin building your child’s credit whenever you want to by making him or her an authorized user on your credit card. Usually, you have to be at least 18 and have an income to take on a credit card or loan, which are the conventional ways that people start building credit.

How can I get a credit card before 18?

The only way to get a credit card under 18 is to just become an authorized user on someone else’s credit card.

How old do you have to be to get a credit card in the UK?

You have to be 18 to get a credit card in the UK, but prepaid cards from challenger banks offer a strong interim option. It’s a common question on both parents’ and teenagers’ minds: how young is too young to get a credit card? Legally, no one can open a credit card unless they’re at least 18 years old.

How old do you have to be to get a credit card in California?

You must be at least 18 years old to get a credit card by yourself, but getting a credit card at that age won’t be as simple as applying for the credit card and getting approved. While you can legally get a credit card as young as age 18, the law requires that you have your own steady source of income to qualify for a credit card.

How to get a credit card at 18 years old?

How to Get a Credit Card at 18 Years Old. 1 Get a Job. Credit card income requirements actually span beyond young adults. Everyone who applies for a credit card, young and old, must have 2 Get a Co-signer. 3 Ask Someone to Make You an Authorized User on Their Credit Card. 4 Try a Secured Credit Card. 5 Go Prepaid.

How old do you have to be to get a prepaid credit card?

This particular secured card reports to all three credit bureaus, so though you’re using your own money to fund purchases, you’re still building positive credit history. Prepaid cards are available to anyone 18 years of age or older, and do not require a cosigner or credit check.