N
The Daily Insight Hub

How do you know if a collection agency is legit?

Author

Matthew Harrington

Updated on January 11, 2026

Ask the caller for their name, company, street address, telephone number, and if your state licenses debt collectors, a professional license number.

Does Franklin Collection do pay to delete?

Offer a Pay-for-Delete Agreement You’ll propose paying the collection account in full in exchange for Franklin Collection Service Inc. removing the collection account from your credit reports. This is done by sending the company a pay-for-delete letter making your proposal.

How do I pay my Franklin Collection?

We make it easy to pay online or by phone. Click Here to be forwarded to our Customer Service Portal. To speak with an RMEx Smart Agent by phone you may call (855) 328-0808. Click Here to be forwarded to an RMEx Smart Agent via the web.

Is pay for delete illegal?

“As to the debt collector, you can ask them to pay for delete,” says McClelland. “This is completely legal under the FCRA. That said, some debt collection agencies take the initiative and request that negative account information be deleted for customers who have successfully paid their collection accounts in full.

Is Franklin Collection a service?

Is Franklin Collection Service A Real Company, Or A Scam? Franklin Collection Service, Inc, Inc is a real, legitimate company. Originally founded in 1988 in Mississippi, currently headquartered in Tupelo, MS, they are a medium sized collection agency in the US.

Why is Franklin collection service on my credit report?

Franklin Collection Service is a debt collection agency. They’re probably on your credit report as a ‘collections’ account. This usually happens when you forget to pay a bill. If a collection is on your credit report, it’s damaging your credit score (unless removed). You may not have to pay your debts.

What is the phone number for Franklin collection services?

What is the phone number for Franklin Collection Services (FCS) customer service (& debt collections)? The customer service — & the debt collections — number for Franklin Collection Services is (855) 328-0808. Before you call and pay your debt, you should verify that their information is accurate.

Which is the Best First Franklin Financial Company?

First Franklin Financial Philadelphia MS, has helped me rebuild my credit. Very professional and kind staff. I will continue to use them for my financial needs in the future. If y… You deserve a great loan. What is 1st Franklin Financial? 1st Franklin Financial is a family-owned company that’s provided personal loans for more than 75 years.

Are there hidden fees with 1st Franklin Financial?

1st Franklin Financial is a family-owned company that’s provided personal loans for more than 75 years. It promises no hidden fees or other surprises and offers straightforward fixed rates and payments with no penalties for early payments. 1st Franklin also provides investment services and retail sales financing.