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The Daily Insight Hub

How does Exchange work at Walmart?

Author

Andrew Campbell

Updated on January 14, 2026

To exchange or return an item, here is what you need to know: You have 90 days after purchase to exchange or return, unless noted in our exceptions. You can return items in-store, for free by mail, or via a scheduled pickup from your home. Return most in-store & online purchases to any Walmart store.

How do you use affirm at Walmart?

During checkout at Walmart.com, you can choose Affirm as a payment method and apply for a loan to pay for your items. For in-store purchases, apply at pick your desired payment plan, scan your single use barcode at the register, and make payments online with Affirm.

What is Walmart W+?

Walmart+ is a new membership that gives you access to benefits that help save time and money. To get access to all the money and time-saving features Walmart+ offers, you need a Walmart.com account and the Walmart app.

What do you get with Walmart plus?

The Walmart Plus membership comes with benefits such as unlimited free deliveries on orders over $35, member prices on fuel at Walmart and Murphy stations, and access to a mobile scan-and-go feature so you can pay as you shop in-store.

Why isn’t Affirm working for Walmart?

Affirm can be disabled for various reasons on Walmart. One is that you have items in your cart sold by a third-party vendor. That appears to be the case here. We encourage you to choose another form of payment to complete your purchase of this item.

What credit score you need for Affirm?

640 or higher
Affirm reports that you’re “more likely to be approved” for their financing with a score of 640 or higher. There are user reports of being approved with a score as low as 600. Ensuring your revolving balances are low and that you have less than six inquiries will help.

What is the minimum order for Walmart delivery?

$35
Beginning today, the retailer is removing the $35 minimum order requirement for Express delivery. Express delivery allows customers to order items from Walmart’s food, consumables and general merchandise assortment such as produce, pantry staples, everyday essentials, toys and electronics.