How long before I get my credit card in the mail?
Jackson Reed
Updated on February 01, 2026
Getting approved and getting your credit card are two different things, though. After you’re approved, receiving the card in the mail can take from five business days to 14 calendar days, depending on the issuer. Some credit card companies offer expedited delivery, either free or for a fee.
How long does a credit card take to arrive?
How long does it take to receive your card?
| Issuer | New Card | Replacement Card |
|---|---|---|
| Bank of America | Within 10 business days | 7–10 business days |
| Capital One | 7–10 business days | 7–10 business days |
| Chase | 3–5 business days | 3–5 business days |
| Citi | 7–10 days | 5–7 business days Within 24 hours for lost/stolen cards |
Can I track my new credit card?
You can track your bank credit card application status using just your date of birth or mobile number. You can either go the official website of the bank or download the application of the bank in your mobile phone. Select ‘Track your credit’ card and you will have to just enter your date of birth and submit it.
Can you get a credit card in one day?
While it’s pretty common to get approved for a credit card the same day if you apply online, you’ll still usually have to wait another 7-10 business days before your card comes to use it.
Can I use my credit card before it arrives?
Normally, you can’t use a credit card without restriction before it arrives, because you can’t see the full credit card number, expiration date and CVV until you have the card in hand. If you need to start using a credit card today, you’ll likely want to consider applying for an American Express credit card.
Why do credit cards take so long to arrive?
The credit card approval time can be extended by something as trivial as verifying your personal information due to some discrepancies between your application info and your credit file, but it may also mean that the issuer is concerned about its exposure(especially if you already have another credit line with them).
Can I use credit one card before it arrives?
There’s no way to use your Capital One credit card before it arrives if it’s your only Capital One card. The only exception is the Capital One Walmart Rewards® Mastercard®; you can this card instantly, whether you already are a Capital One cardholder or not.
How can I get my Chase card number before it arrives?
Here’s the steps:
- Log in and find the Secure Message option in your Chase account.
- Send a secure message using the Card that you need the number for (select it from the list showing last 4)
- Enter a message and send (I selected other, and asked if they know when my card will arrive)
How long does it take to get a credit card in the mail?
After you’re approved, receiving the card in the mail can take from five business days to 14 calendar days, depending on the issuer. Some credit card companies offer expedited delivery, either free or for a fee.
How long does it take to activate a new credit card?
It usually takes about 10 business days to get a new credit card once you’ve been approved. Make sure to activate your card quickly after you receive it, as Credit One may automatically close your account for security reasons if the card is not activated within 14 days of being received.
When do I get my new credit card?
Find out when you can expect to receive your card, what you’ll need to do when it arrives and get answers to frequently asked questions so that you can be as prepared as possible when your new credit card arrives in the mail. When will I get my new credit card?
How long does it take for a 0% credit card to arrive?
The time this takes, does vary by credit card company. Typically a customer can expect their new credit card to arrive with 5 to 10 days after completing their application. Some of the most popular featured UK 0% credit cards can be seen below:-
