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The Daily Insight Hub

How long can you claim scratch card winnings?

Author

Rachel Davis

Updated on February 17, 2026

within 180 days
Instant Win Game prizes must be claimed within 180 days after the day you bought the Instant Win Game. Scratchcard prizes must be claimed within 180 days from the closure date. See Scratchcard game closures.

Do you need a receipt to claim a scratch card?

The person claiming will need to submit any relevant proof with the Prize Claim Form or any other form Camelot may require.

Can you claim scratch cards at the post office?

Again, this can be as cash or via debit card, but they are not required to, and is it at the discretion of the retailer. If you have a win over £100, and you cannot find a store to pay out, your best bet is to head to a Post Office.

Can I claim my scratchcard online?

​Because you cannot claim scratchcard winnings online, you must submit a claim for winning scratchcards in a local retailer, designated Post Office for Lottery and scratchcard wins or directly over the phone.

How long does it take for a Lottery winner to get their money?

Once you have come forward with the winning ticket, you can expect the typical scenarios: Small prizes up to $600: Paid out immediately. Mid-range prizes: Paid out on the same day or the next banking day. Jackpot prizes: Paid out in 5 to 10 banking days.

How do you check if your scratch card is a winner?

By far the easiest and most effective way to check you scratchcard win, is to just take it into any shop that sells scratchcards. ​If you’ve won on a scratchcard – or think you’ve won – reveal the 4 digit code on the front of the scratchcard.

Is my scratch card a winner?

​If you’ve won on a scratchcard – or think you’ve won – reveal the 4 digit code on the front of the scratchcard. With this code, and the unique barcode on the reverse of the scratchcard, a shop can check your scratchcard, and tell you if you’ve won and how much.

What is Post Office payout?

The UK’s Post Office has launched an electronic money transfer service that allows recipients to receive funds using a barcode sent to a mobile phone or e-mail address. The Post Office says its new service, called payout, allows companies to distribute cash payments at a fraction of the cost of issuing cheques.

How do you claim your winnings on a scratchcard?

Fill in your name and address and post it to the address on the back of any scratchcard (see below), and prizes will be sent out via cheque. Finally, it is possible to claim winnings via cheque in person at one of the National Lottery Regional Centres.

How long does it take to claim a scratchcard?

Once a scratchcard games ends, you then get an additional 180 days to claim your prize. After this, any unclaimed winnings get added to the National Lottery Good Causes Fund which donates your money to charities and local causes. The best way to check if your scratchcard is still valid is to search for it on this page or this page.

Do you have to pay tax on winning a scratchcard in the UK?

Luckily for UK players, there is no tax on winning scratchcards, but different prize amounts must be claimed in different ways, as detailed below: If you’ve ever claimed a scratchcard prize in your life, you probably already know this. You can take a winning scratchcard into retailers who are expected to pay any amount up to £100.

Where can I claim my Camelot scratchcard winnings?

If you are in the UK, you can no longer claim any prizes from retailers, and you must claim winnings from designated UK Post Offices or from Camelot via post. At designated Post Offices, prizes up to £50,000 will be paid via cheque, in which you can claim the first £500 as cash.