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The Daily Insight Hub

How long does it take to get Kotak credit card?

Author

Matthew Harrington

Updated on February 14, 2026

about 21 days
Once you have applied for a credit card with Kotak Mahindra, keeping a check on your Kotak Card application status is easy. You can do it online or offline. The entire process of applying for and getting delivery of your card takes about 21 days.

How can I check my Kotak Mahindra activation status?

  1. Check your application status. Select a product. Select a product. Credit Card. Current Account. Saving Account. TD. Overdraft. Home Loan. Business Loan. Loan Against Property. Salaried Loan. Select a product. Credit Card. Current Account.
  2. Your Application Status. Product. Request No. Application Status. Status Description. Exit.

How can I activate my Kotak Mahindra credit card?

  1. Please enter the following details to proceed. Registered Mobile Number. Date of Birth. OR. CRN (Customer Relationship Number) Send OTP. Did not get the code? Click here to get the OTP on call. Confirm.
  2. Select a card that you want to activate or deactivate. Back Confirm & Proceed.

How do I know if my credit card is approved?

Finally, if you’re approved for a credit card, you will receive the card in the mail within 7-10 business days of approval. If you would like to check the status of your application, we recommend calling the issuer’s customer service department. Some credit card companies also let you check on their website.

Does 7-10 days mean denial?

A 7-10 day message typically means that your application has been denied. You can either wait for the rejection letter or call Chase reconsideration line at 1-888-270-2127 and plead your case. In some situations, Chase merely needs to verify some of your information.

How can I activate my Kotak account?

Download the Kotak Mobile Banking App from Google Play Store/ Apple Appstore. On Registration screen, please select ‘No I don’t have my registered SIM in this phone’ On next screen, select ‘Activate through branch or phone banking’ Enter your CRN & MPIN and submit.

How long does it take to process Kotak credit card?

OTP sent successfully. Kotak Mahindra Bank offers a range of credit cards to its customers. If you have applied for a credit card, you can check its status quite easily. Usually, it takes up to 21 days to process a credit card. There are two ways to check the Kotak credit card application status – online and offline.

How to check Kotak Mahindra credit card application status?

Kotak Mahindra Bank offers a range of credit cards to its customers. If you have applied for a credit card, you can check its status quite easily. Usually, it takes up to 21 days to process a credit card. There are two ways to check the Kotak credit card application status – online and offline.

Is there a credit card for Kotak Bank?

Kotak bank credit cards are not so popular and rewarding in the world of credit cards. Nevertheless being in tier-2 city, it doesn’t harm if one is able to grab a premium credit card from well known bank. That too if your city is not in their card service area.

Is there a limit on one time transfer in Kotak Mahindra Bank?

Per day limit is Rs. 50,000. If you activate Kotak Mobile Banking App on a new device or re-install it on the same device or a secondary CRN has been added in your existing App, the ‘One Time Transfer’ limit will be reduced to Rs. 5,000 per day for the next 7 days on the newly registered device.