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How much does it cost to charge a Visa gift card?

Author

Sarah Martinez

Updated on February 09, 2026

At grocery stores, it is typically a $4.95 fee on top of the amount on the gift cards. An example would be $25 + $4.95 activation fee. It’s a one-time fee and once it is paid you never need to do it again.

Does Walmart charge a fee for gift cards?

No Service fees are charged in connection with these gift cards. Lost or stolen cards will not be replaced. Balance inquiries can be made by calling 1-888-532-6092.

Is there a monthly fee for Visa gift cards?

Problem #1: Fees The fees don’t stop there. Some Visa gift cards have monthly maintenance fees after a year of inactivity, so you want to read the fine print to look for cards that say there are “no fees after purchase.” Some banks, including U.S. Bank and TD Bank also sell Visa gift cards to their customers.

How much does a Walmart gift card cost?

A one-time Purchase Charge in the amount of $3.94 is charged for each $50 Gift Card at the time of purchase, except where prohibited by law: NO FEES WILL BE APPLIED TO THE GIFT CARD AFTER PURCHASE (including dormancy, service or other fees).

How much does it cost to buy a Visa gift card?

First, the cards aren’t cheap. Visa gift card purchase fees vary by card, but the Target Visa Gift Card carries a $5 purchase fee for a $50 gift card, bringing the total to $55. If you gave the recipient cash instead, you would save the $5 purchase fee. The fees don’t stop there.

What’s the activation fee for a Walmart Visa gift card?

For example, a Target Visa $50 gift card has a $5 activation fee. While a $50 Walmart Visa gift card has a $3.88 activation fee. Visa gift cards can be purchased in many denominations at convenience stores, gas stations, grocery stores or drug stores. They can also be purchased online or in select banks.

Is there a fee to buy a target gift card?

Visa gift card purchase fees vary by card, but the Target Visa Gift Card carries a $5 purchase fee for a $50 gift card, bringing the total to $55. If you gave the recipient cash instead, you would save the $5 purchase fee. The fees don’t stop there. Some Visa gift cards have monthly maintenance fees after a year of inactivity,…