How much does it cost to have someone fix your credit score?
William Jenkins
Updated on February 13, 2026
You pay a monthly fee to the credit repair service, typically between $79 and $129, and the process may take several months to a year. You may pay a setup fee to begin, as well.
Who is the most aggressive credit repair company?
Credit Saint
The most aggressive credit repair company is Credit Saint. Their Clean Slate package offers unlimited challenges to the 3 major credit bureaus, score tracker, inquiry targeting, and creditor interventions.
How can I get rid of bad credit fast?
Want To Erase Bad Credit Instantly? 6 Hacks That Work Fast
- Polish Your Credit Report. Before you can get to the quickest fixes, it’s a good idea to obtain a free credit score to see where you are.
- Pay Down Balances.
- Pay Sooner.
- Get More Borrowing Power.
- Negotiate with Creditors.
- Get Your Name Put on a Loved One’s Card.
Who are the best companies to repair your credit?
These companies act on your behalf by negotiating with your creditors and working with the three credit agencies —Experian, TransUnion, and Equifax. While the industry has its share of scams, these six credit repair companies are worth considering based on effectiveness, cost, customer service, and more.
Is it good to repair your credit score?
Yes, and no. Credit repair is a great way to improve your credit score, if the problem is caused by a disputable error. If your credit score is poor because of a giant pile of debt — debt that you legitimately owe — then credit repair may not be the right solution. Determining which path to take will be based…
Which is the best company to increase your credit score?
We recently ran a nationwide survey on professional credit repair. 48% of respondents who stuck with their credit repair company for at least 6 months saw a 100+ point credit score increase. See study.
Which is the best company to get a credit report?
Creditfirm.net could give your credit report the best bang for your buck if you’re looking for a less expensive service. The company offers one flat, pay-as-you-go package at $49.99 a month. That monthly fee gives you access to a thorough audit of your credit report by legal experts and limitless credit bureau and inquiry challenges.
