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The Daily Insight Hub

How much money do billionaires have in cash?

Author

Matthew Harrington

Updated on December 27, 2025

The average billionaire only holds 1% of their net worth in liquid assets like cash because the vast majority of their fortunes are usually tied up in business interests, stocks, bonds, mutual funds and other financial assets.

How much do billionaires actually have in the bank?

Most billionaires have less than 5-10% of their net wealth in cash, because cash loses value, while money-making assets gain value, plus generate more cash. It is like the snowball effect.

How much money do all the billionaires have combined 2020?

With major stock markets soaring high, Forbes estimates that the 2,200-plus billionaires in the world have collectively gotten $1.9 trillion richer in 2020. The world’s billionaires are worth an estimated $11.4 trillion, based on Forbes’ calculations using stock prices from Friday, December 11.

How much money do billionaires make a year?

Business Insider crunched the numbers to see how the spending power of the world’s billionaires and average people compares on a dollar-to-dollar basis. The median fortune of a Forbes list billionaire is about $2 billion. A conservative 4% annual withdrawal rate would bring their income to about $80 million a year.

Do you have billions of dollars in cash?

In fact, billionaires don’t really own billions of dollars in the way many people assume they do. Billionaires almost never have a billion dollars in cash just sitting somewhere like Walter White had a massive pile of cash just sitting in storage unit.

How much money does the average person make?

The world’s billionaires view money differently than the average person — in more ways than one. The typical billionaire could easily afford to spend $80 million each year, while most Americans earn less than $60,000. We crunched the numbers and found the value of $1 for the average American equates to $1,355 for the typical billionaire.

How much wealth does the billionaire class have?

The political deregulation of North American and global financial markets allowed this wealth to compound at an alarming rate. In fact, the wealth of billionaires has been growing by 20% year over year.