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The Daily Insight Hub

In what way data is stored on smart card?

Author

Andrew Campbell

Updated on February 09, 2026

microprocessor. Smart cards come in two varieties: memory and microprocessor. Memory cards store data and can be viewed as a small USB memory stick with optional security. On the other hand, a microprocessor card can add, delete, and manipulate information in its memory on the card.

What is the difference between a debit and a smart card?

The main difference between the two is: Debit cards are magnetic strip and chip enabled cards, issued to customers by their respective banks. A smart card contains a special embedded microprocessor, which is a computer processor or a microchip. These are more secure.

What is the smart card meaning?

A smart card is a card that stores information on a microprocessor or memory chip rather than the magnetic stripe found on ATM and credit cards.

Is memory card is a smart card?

Memory card is only a card that has the cappability to store information. Smart card on the other hand has the necessary hardware and logic to store as well as process information. The memory cards are mostly used for entering a company’s building or facility, and are also commonly used in ATM.

How does the reader on a smart card work?

The processor on the smart card has a working chip system that can deal with numerous applications, for example, a cash card, an access control card or a membership card. Readers which are used to read these smart cards are called smart card contact readers. The smart card should be pinned in the smart card reader to access it.

How does a smart contact card work and how does it work?

Smart contact cards work by inserting it into a card reader and with the contact pad bearing a memory chip where information is being stored, the card reader can read whatever is written on the card and allow the user perform any transaction he intends doing.

What is the working process of a smart card?

The working process of this mainly includes the following steps. It is placed into the card reader to read the data from the card. Once the card reader reads the data from the card, then it passes the data toward the payment system otherwise authentication system

How is a smart card connected to a computer?

A smart card is connected to the host computer or controller via a card reader which gets information from the smart card and accordingly passes the information to the host computer or controller. What is a Smart Card Reader? A smart card reader is a device to which the smart card is connected either directly or indirectly using RF communication.