Is credit card a payment gateway?
Sophia Koch
Updated on January 25, 2026
Credit Card Payment Gateway For e-commerce sites, payments gateways are quite essential as they play a crucial role in credit card processing. By securely transmitting crucial information between issuing banks and acquiring banks, they protect the sensitive data from fraudulent parties.
What is a credit card gateway?
A credit card processing gateway is a connection point within the payment journey. A gateway connects your shopping cart, point of sale system or virtual terminal to the next point in the payment authorization process.
Which payment gateway should I use?
PayPal is the most commonly used payment gateway for ecommerce stores. It is an accepted payment gateway in more than 203 countries. It supports all prominent credit cards: Visa, Mastercard, American Express, Citibank, and more.
Can I pay online with my credit card?
Online payments can be taken directly from an account, credit or debit card or through an all-in-one payment process such as PayPal or Worldpay Online Payments. These methods provide your customers with a quick, simple and safe way to pay online.
How much does a payment gateway cost?
Selecting The Right Payment Gateway For Your Business
| Company Name | One Time Setup Fee | Annual Maintenance Cost(AMC) |
|---|---|---|
| EBS | Rs. 6,000- Rs. 3,000 | Rs. 2,400 |
| ICICI payment gateway | Rs. 30,000 | Rs. 10,000 |
| HDFC payment gateway | Rs. 20,000 | Rs. 10,000 |
| Bill Junction | Rs. 40,000 | Rs. 5,000 |
Is Visa and MasterCard a payment gateway?
The payment gateway may allow transaction data to be sent directly from the customer’s browser to the gateway, bypassing the merchant’s systems. The payment processor forwards the transaction information to the card association (I.e.: Visa/MasterCard/American Express).
Is Visa a payment gateway?
Typical transaction processes. When a customer orders a product from a payment gateway-enabled merchant, the payment gateway performs a variety of tasks to process the transaction. The payment processor forwards the transaction information to the card association (I.e.: Visa/MasterCard/American Express).
What is the cheapest payment gateway?
Cashfree Payment gateway is one of the cheapest payment gateways in India as it offers the lowest TDR in India. This payment gateway charges only 1.75% per transaction even for a fresh trader account. Another specialty of this service is, it is also a shopify payment gateway India which most of such platforms are not.
What is the most popular payment gateway?
List of top 10 payment gateways – Global payment gateways
- PayPal. Paypal is an eCommerce payments platform designed to help people and companies to send and receive payments without providing financial information.
- Amazon pay.
- Skrill.
- Stripe.
- 2Checkout.
- Authorize.Net.
- Payza.
- SecurionPay.
What do you need to know about a payment gateway?
A payment gateway is a tool that securely validates your customer’s credit card details, ensuring funds are available for you to get paid. Payment gateways are the services that authorise credit card payments for online and offline businesses. It is the equivalent of a physical point-of-sale (POS) terminal in a shop or restaurant.
How can I accept credit card payments online?
Integration is easy and your newly acquiring banking partner can assist in linking your website to their payment gateway, enabling you to accept credit card payments online. Learn more about Payment Gateway Integration.
Which is the best payment gateway in India?
Cashfree payment gateway Cashfree provides the widest range of payment options: cards (Visa, Mastercard, Maestro, Rupay, Amex), 75+ Netbanking options, Paytm and 6 popular mobile wallets like Airtel, Mobikwik, Freecharge, along with the widest range of PayLater and cardless EMI options such as ZestMoney, OlaMoney postpaid etc.
Which is the best offshore payment gateway for businesses?
We have an ideal Offshore Payment Gateway for all businesses to accept payment from your international clients with a credit card, Debit Card and eCheck.
