Is it compulsory to add payment method in Apple ID?
Jackson Reed
Updated on February 10, 2026
It is not required. you should be able to say Done on the screen where it asks you to input a credit card. You do not need to create a new account.
Why can’t I add a payment method to my Apple ID?
It’s possible your current payment method has expired and needs to be updated. If you recently got a new credit card, you may only need to update your card’s expiration date and CVV number! Open Settings and tap on Your Name at the top of the screen. Then, tap Payment & Shipping and enter your Apple ID password.
Can I download free apps on Iphone without a credit card?
You can skip the credit card requirement if you go into the App Store first and select a free app to download before you create an account. You can set up an Apple ID on the computer through the iTunes program or with the App Store app on an iOS device.
Is it free to create Apple ID?
Create an Apple ID when you set up your device Tap “Forgot password or don’t have an Apple ID?”. Tap Create a Free Apple ID. Select your birthday and enter your name.
Do you need a credit card to set up an Apple ID?
Sometimes Apple requires a payment method in the set-up stage that you can later remove. You can use a debit card or PayPal account too. To set-up a new Apple ID without a payment method, make sure you sign out of all services, including App Store, iTunes Store, Apple Books, and iCloud with any existing Apple ID.
Do you need a credit card to download apps on Apple?
A. If you create an Apple ID before you start shopping in the iOS App Store or iTunes Store, Apple typically asks for a credit card number as you go through the setup screens. You can skip the credit card requirement if you go into the App Store first and select a free app to download before you create an account.
Where to find none credit card on Apple ID?
Once you are on the page that asks for your payment information, on the top section, grouped in under the credit cards, there will be an option labled ‘NONE.’
Do you need to enter security code for Apple Pay?
Make sure that your information matches what’s on file with your financial institution. You might need to enter the security code that’s printed on your credit or debit card. If you see Apple Pay after the last 4 digits of the card number, edit your billing information in the Wallet app.