Is it possible to get a second bank card?
Matthew Harrington
Updated on February 01, 2026
Yes not just two but you can get even more debit cards on the same account, But at the same time it is also necessary to keep in mind that only one type of card can be issued on a single account.
What does additional card mean?
An additional cardholder is an authorized secondary user added to an account by the primary cardholder. The additional cardholder generally gets to enjoy all the benefits of a debit or credit card account without any liability, which remains the responsibility of the primary cardholder.
Are additional card holders credit check?
Is a credit check needed to grant an additional card? No. While a credit check would have been carried out at the time of the original credit agreement, lenders do not need to check the credit histories of any additional cardholders added as the main cardholder is still ultimately liable for all expenditure.
What can a secondary card holder do?
Most credit card issuers allow account holders to add other cardholders on their account as authorized users. These additional cardholders can legally make transactions but can’t be held liable for the payments or any delinquent debt.
Can I have 2 ATM cards for the same account?
Yes! It is possible to apply for two or more debit cards for a single account in SBI. But, the card type must be different, and you have to pay the applicable maintenance charges of all cards. State Bank of India will charge the annual maintenance charges for all the active debit cards linked with the account.
Can I open two bank account in same branch?
You can open multiple savings accounts at the same bank or at several different banks. There are many reasons having multiple accounts can be useful, and it doesn’t impact your credit, so there’s little reason not to open extra savings accounts if you find it helpful to do so.
Do additional cardmembers build credit?
A credit-challenged spouse/partner will have access to credit and points. Likewise, adding a child as an additional cardholder can be a great way to build up their credit history and therefore their credit score so that when they want to apply for their own credit cards, they have a better chance.
How much does an additional Amex Platinum card cost?
| Product | Fee for adding Additional Card Members |
|---|---|
| American Express® Gold Card | $0 for up to 5 Additional Cards, then $35 for each Additional Card thereafter |
| The Platinum Card® | $175 for up to 3 Additional Platinum Cards, then $175 for each Additional Platinum Card thereafter $0 for Additional Gold Cards |
Can you get a credit card for a family member?
If you want to give a family member access to your credit card, consider adding her as an authorized user on the account. She’ll get her own card and won’t have to worry about proving she’s authorized to use it. If you want to share liability, you may want to consider opening up a joint credit card account.
How do I add an additional cardholder to my account?
To add an additional cardholder, the primary cardholder must follow the steps designated by the financial institution. Most financial institutions allow for additional cardholders and each has its own process.
What are the benefits of an additional cardholder?
Additional Cardholder Considerations. One benefit for credit cards is the added rewards that are accumulated from card reward programs with additional spending. Adding a cardholder can also be easier than opening a joint account while still providing many of the same benefits for an additional card user.
When to add an additional American Express card member?
They can begin building their credit score. Once your Additional Card Member turns 18 years old, credit history begins to build. Starting off early with great habits—like paying bills on time and in full each month—will set your child up with a solid financial foundation.
How do I order a new, replacement or additional card?
Select ‘Security’ from the left hand menu. In the ‘Using a card-reader’ section, select ‘Order a card-reader’. Select a reason from the drop down menu. Click ‘Confirm’. Can’t find an answer to your question? How can we improve this answer? Did we answer your question? Thanks!
