Is Kiwi Bank in Australia?
Rachel Davis
Updated on February 01, 2026
Kiwibank is owned by the New Zealand Government, with New Zealand Post owning 53%, the Accident Compensation Corporation owning 22% and New Zealand Superannuation Fund owning the remaining 25%.
Can I use my bank card in Australia?
Credit cards such as American Express, Bankcard, Diners Club, MasterCard, Visa, UnionPay and JCB are accepted in Australia. VISA or MasterCard can be used everywhere credit cards are accepted. American Express and Diners Club are accepted at major supermarkets, department store chains and tourist destinations.
Can I use my bank card anywhere?
You can use a debit card for payment almost anywhere credit cards are accepted. There are a few exceptions, but for the most part, it’s as easy as swiping your debit card when you check out (or if paying online, by typing in your card number).
Can I use my New Zealand ANZ card in Australia?
We do not charge an Overseas ATM fee for using, or withdrawing money from, an ATM outside of New Zealand. This means ANZ customers can enjoy the convenience of using any ATM around the world. We also have ANZ ATMs in Australia and many other countries in the Asia Pacific region.
Can you transfer money to Australian bank account?
Once your money is received by your bank or currency broker, they will convert your Pounds into Australian Dollars and then send the funds to the Australian bank account you’ve requested. Job done.
Can I use my Kiwibank Visa debit card in Australia?
With a Kiwibank Visa Debit Card, you can spend your own money to buy things online, overseas, over the phone and anywhere Visa is accepted.
Are ATMs free in Australia?
There are around 7,000 fee-free ATMs across the country. Additionally, half of Australians have been charged a withdrawal fee in the last year, while nearly one-in-10 have forked out to withdraw money more than 10 times in the last year.
How much money can you take out of an ATM in Australia?
“The combined cash out and withdrawal limit for ATMs and EFTPOS is $1,000 per day per card.”
Why you should not use debit card?
Debit cards, which are tied to your checking account, let you make purchases while avoiding the interest charges you might face if you use a credit card. “Your checks start bouncing and, depending on your bank or credit union, the institution may not cover the bounced check charges that result from debit card fraud.”
Can I use my debit card at any ATM?
You generally can use your debit card to withdraw money at an ATM owned by another bank, or at an ATM owned by a third-party provider in a location such as a convenience store or restaurant. Some banks also don’t charge you for using out-of-network ATMs and even will refund what those ATMs charge you to use them.
How do I apply for a Kiwibank credit card?
Log in to Internet Banking and go to Apply & Open to make it happen. If you’re already a Kiwibank Credit Card customer or you don’t have Internet Banking, you can apply over the phone. If you’re new to Kiwibank, we’ll need to see some ID to verify your identity and address.
Can you use a debit card in Australia?
You can use any atm with your debit card, but you will probably get better exchange rates if you just use your debit card as you would in Australia, as a credit card, for all your purchases.
Where can I use my visa debit card in New Zealand?
With a Kiwibank Visa Debit Card, you can spend your own money to buy things online, overseas, over the phone and anywhere Visa is accepted. Use your own money to shop anywhere Visa is accepted; online, overseas and over the phone. Withdraw cash from ATMs that accept Visa worldwide.
Are there ATM fees for out of network cards in Australia?
During September/October 2017, the four major Australian banks and a handful of others stopped charging ATM fees for out of network cards. As they are typically the easiest ATMs to find, you shouldn’t have an issue making a fee-free cash withdrawal with your Australian debit card. Use a global alliance ATM if you’re overseas.