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The Daily Insight Hub

What are the payment options on eBay?

Author

Andrew Campbell

Updated on January 21, 2026

The following payment methods, which are offered at eBay checkout, are allowed:

  • PayPal.
  • PayPal Credit.
  • Credit card or debit card.
  • Apple Pay.
  • Google Pay.
  • Payment upon pickup. Payment upon pickup must offer one of the approved electronic payment methods.
  • Escrow (select categories only)

    Can you pay for stuff on eBay without PayPal?

    If you don’t have a PayPal account, or prefer not to use yours, navigating eBay can be frustrating. Luckily, however, there are other means to pay on PayPal. You can use a credit card, debit card, or gift card to quickly pay for your items.

    Has eBay changed payment method?

    The changes mean that while eBay buyers can still pay with PayPal, sellers will be paid straight into their bank accounts. The company says the new system is simpler, convenient, and gives buyers more payment options – and the rollout will be gradual.

    Why is eBay not accepting my payment?

    If you don’t have enough credit or funds to cover the cost of your order, your payment may be declined. Your payments may also be declined if you’ve reached your daily transaction limit. You need to update your browser.

    Can you buy off eBay without an account?

    You can buy without an eBay account as long as: If you want to bid on an auction or send a Best Offer to a seller, you’ll need an eBay account. You pay for the item using PayPal, Apple Pay, Google Pay, or a credit card.

    What is the best alternative to eBay?

    15+ best eBay alternatives

    • Amazon.
    • Etsy.
    • Bonanza.
    • eBid.
    • eCrater.
    • Facebook Marketplace.
    • Newegg.
    • Ruby Lane.

    Is it safe to pay with debit card on eBay?

    We’ll secure your card and won’t share your card details with the seller. If you’d like us to save the card details for your next purchase, select Remember this card for future orders. Review your order, including your postage details. Select Confirm and pay.

    Can you pay for an item on eBay with cash?

    I assume that eBay would not allow the transaction to go thru if the buyer/seller decide to pay cash. No… eBay will allow the cash transaction to go through… they just don’t allow you to mention cash payment in your listing. When the buyer contacts you about payment methods for paying on pickup, you can tell him you accept cash at pickup.

    Which is the best payment method to use on eBay?

    The following payment methods, which are offered at eBay checkout, are allowed: 1 PayPal 2 PayPal Credit 3 Credit card or debit card 4 Apple Pay 5 Google Pay 6 Payment upon pickup Payment upon pickup must offer one of the approved electronic payment methods. Listings may include the statement: “Contact me for payment methods to pay on pickup.”

    What to do if you don’t have a PayPal account on eBay?

    If you don’t have a PayPal account, or prefer not to use yours, navigating eBay can be frustrating. Luckily, however, there are other means to pay on PayPal. You can use a credit card, debit card, or gift card to quickly pay for your items. When you’re done, confirm your purchase and check out.

    Can you offer to buy or sell on eBay outside of eBay?

    Offering to buy or sell outside of eBay, including sharing direct contact information prior to an eBay purchase, is not allowed. Contacting another eBay member to discuss moving a purchase off eBay exposes both the buyer and seller to the risk of fraud. It also means both buyer and seller are not covered by our protection programs.