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The Daily Insight Hub

What bank issues Value City Furniture credit?

Author

Jackson Reed

Updated on February 07, 2026

This site gives access to services offered by Comenity Bank. Value City Furniture credit card Accounts are issued by Comenity Bank. 1-888-428-8818 (TDD/TTY: …

What bank is Value City credit card through?

synchrony bank credit
Value City Furniture Credit Card This is a synchrony bank credit card.).

Can I use my value city credit card anywhere?

Most Synchrony credit cards are linked to a store and can be used for purchases in that store only. If your card has a Visa, Mastercard, Discover, or American Express logo, you can use it anywhere.

What credit score do you need to get a Value City credit card?

a 630 credit score
Value City Credit Card is a great Credit Card if you have fair credit (or above). Their APR is quite high (above 20%). If you’re looking to apply, we recommend at least a 630 credit score.

What bank does Ashley Furniture use?

Synchrony Bank
Ashley HomeStore uses Synchrony Bank as its card issuer. Synchrony Bank is known for issuing many store cards and its approval rate is generally high if you have a good or better (650+) credit score.

Is it hard to get a Value City credit card?

Value City Credit Card is a great Credit Card if you have fair credit (or above). Their APR is quite high (above 20%). If you’re looking to apply, we recommend at least a 630 credit score. If you’re not sure what your Credit Score is, apply for a report, here.

Who issues the Value City credit card?

(Note that the Value City Furniture credit card is issued by Synchrony Bank, and you will interact with Synchrony Bank for most issues related to your account.)

What credit score do I need for Ashley furniture?

640
For the Ashley Furniture HomeStore Credit Card you need a credit score of at least 640 (fair credit). While having an adequate credit score is important, that alone won’t guarantee your approval. The issuer will also look at your income in relationship to your existing debt when considering you for a new account.

How to apply for a Value City Furniture credit card?

Visit the Value City Furniture Credit Card website. Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income. Check the information is accurate and submit your application.

How to apply for a city bank credit card?

Contact City Bank Customer Service at (800) 687-2265 or Card Member Services at (877) 768-1355. Subject to Credit Approval. Ask for details. 1 Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter…

Where do I Find my Vancity credit card?

The cards we issue to Authorized Users are sometimes called ‘supplementary cards’ or ‘additional cards’. These cards are part of the Primary Cardholder’s Visa account and their transactions will appear on your statement. Vancity will only take instructions about enviro Visa accounts from the Primary Cardholder.

What’s the APR on a Value City credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs. It has a variable purchase APR of 29.99%. Does Value City credit card have an intro APR offer on balance transfers?