What bank owns OpenSky credit card?
Rachel Davis
Updated on February 18, 2026
The OpenSky® Secured Visa® Credit Card from Capital Bank is a good option to help rebuild your credit. There’s no credit report required to apply, so your credit score doesn’t matter like it will with traditional credit cards. It’s even possible to get approved for this card if you don’t have a credit score at all.
Who is open sky owned by?
Capital Bank N.A.
OpenSky, A Division of Capital Bank N.A.
Is Capital Bank the same as OpenSky?
OpenSky, A Division of Capital Bank N.A.
Is OpenSky credit card from Capital Bank?
Capital Bank The OpenSky Secured Visa comes with certain Visa benefits, and has a $35 annual fee.
Does open sky raise credit limit?
Does OpenSky increase your credit limit? You must request all credit increases. In your first year, you can increase your credit limit for free up to a maximum of $3,000 by sending in an additional deposit. In your second year, you will pay $25 to make any changes to your credit limit.
Can I increase my OpenSky credit limit?
Simply log in to MyAccount at OpenSkycc.com and choose the Request Credit Line Increase option in the Account Services section. If approved, you’ll receive an approval letter with instructions on how to send the additional security deposit to fund the increase to your credit limit.
Can I trust OpenSky?
If you’re still wondering, is OpenSky legit? As far as it being a real company, yes. It’s a legitimate business, despite the name confusion.
How fast does open sky build credit?
Build credit quickly. OpenSky reports to all 3 major credit bureaus. 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
What kind of company is open sky credit card?
Horrible company Below I sent payment in on 8 th, the rep at Open Sky told me the purposely held my Money Order (equivalent to cash) to Charge me on the 20th I had $600 on my credit card and they would not let me use my own money!
Where does OpenSky credit card rank in credit cards?
Consumers complaining about OpenSky Credit Card most frequently mention customer service, credit card and late fee problems. OpenSky Credit Card ranks 63rd among Credit Cards sites. How would you rate OpenSky Credit Card? “Awesome so far!” I got my open sky card about a month ago!
Who is OpenSky, a division of Capital Bank N a?
Why did my credit score go down after open sky?
Looking for something a little more solid. Find something different. It took 22 days for Open Sky to post a payment. An electronic payment from my Bank. So they charged me a late fee and reported to the credit bureaus making my score go down over 100 points.
