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The Daily Insight Hub

What can you use your Barclaycard for?

Author

Daniel Santos

Updated on January 29, 2026

You can use this card anywhere Visa credit cards are accepted, which is pretty much everywhere. But it will be best to only use this card for big purchases at Apple, rather than for general spending.

What is Barclaycard Merchant Services?

You can apply for a merchant account and merchant number with Barclaycard online, over the phone or in person. This will allow you to start taking debit and credit card payments online, over the phone, face-to-face, or via a mix of these channels.

What services do credit cards offer?

Ways they can help include:

  • Spreading the cost of a big-one off/emergency purchase.
  • Moving existing debt to give you time to pay it off interest-free.
  • Offering protection when buying goods and services.
  • Building or repairing your credit score.
  • Earning cashback or rewards.

What credit service does Barclays use?

TransUnion
Barclaycard works almost exclusively with TransUnion, so that report is the one to focus on. Ideally, anything you do to improve your credit score with one bureau will improve your score will every bureau.

Does Barclaycard have annual fee?

After all, Apple laptops, phones and other devices are pricey, and the card itself won’t cost you anything to carry thanks to its $0 annual fee — that is, assuming you pay off the balance within the promotional period. Otherwise, these offers can end up backfiring.

What happens if I don’t use my Barclaycard?

If you don’t activate your Barclaycard, your account will still be active, but you won’t be able to use your card to make purchases or withdraw cash.

Is Barclaycard an acquirer?

Barclaycard Payment Solutions is the largest merchant acquirer in the UK and second in Europe, but building on that position means offering our customers and clients more than just a payments gateway. By doing this we’re able to give businesses, our clients, more choice.

Is Barclays and Barclaycard the same?

Barclaycard brought us the first credit card in 1966, but there’s no denying that being part of Barclays continues to be at the heart of our identity. Barclays is a British universal bank: a major financial services provider with over 300 years of history. For Barclaycard, the benefits are equally clear.

What can you do with a Barclays card?

From airline cards that rack up miles on everyday spending to a card for financing Apple purchases, there is a Barclays card for all kinds of cardholder. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired.

Where does Barclays provide banking services in the world?

With the global strengths and skills of Barclays behind us, we provide a worldwide service from our regional centres in Europe, India, the Middle East and North Africa. It’s a highly focused and collaborative approach that draws on a wide range of advisors and specialist services.

Why are Barclays credit cards so popular in the US?

With compelling rewards rates and benefits tailored to travel or shopping enthusiasts, it is easy to see why Barclays credit cards are so popular with U.S. consumers. Barclays offers a wide range of travel credit cards, in partnership with major airline and hotel brands. Here’s a deeper look into some of the most popular offerings:

Which is the credit card division of Barclays?

Barclaycard is the credit card division of Barclays plc. Please note that the information in this article is for information purposes only and does not constitute advice. Please refer to the particular terms & conditions of a provider before committing to any financial products.