What credit cards can a teenager get?
Isabella Turner
Updated on January 27, 2026
Best credit cards for teens 2021
| Recommended cards | Best for… |
|---|---|
| Discover it® Secured Credit Card Credit Card | Secured card |
| Discover it® Student Cash Back Card | Cash back |
| Bank of America® Travel Rewards Credit Card for Students | Travel rewards |
| Deserve® EDU Mastercard for Students | Free Amazon Prime Student membership |
What is the best free debit card for a teenager?
The 5 Best Debit Cards for Teens in 2021
- Best Overall: Greenlight.
- Best for Education: FamZoo.
- Best for Customer Service: gohenry.
- Best for Innovation: Current.
- Best for High Spending Limits: American Express Serve FREE Reloads.
Can a teenager have a chime card?
How old do you have to be to get a debit card? Because debit cards are complex financial tools, they typically aren’t available to minors. Chime requires that its members are at least 18 years of age. Getting a card requires you to sign a legal contract.
Can a 16 year old have a NetSpend card?
Are minors (people under the age of 18) eligible for the NetSpend Card? A person must be at least 18 years old to activate the NetSpend card and be the primary account holder. However, a minor 13 – 17 years old may be added as a secondary cardholder onto an existing NetSpend account.
Can a 16 year old open a Chime account?
You can sign up for a Spending Account by downloading the Chime mobile app for iPhone or Android or by visiting How old do you have to be to open a Spending Account? You must be 18 years old to open a Spending Account.
What is the best prepaid card for my teenager?
Compare The Best Debit Card for Teens
Debit Card Fees Rewards Bluebird Prepaid Debit Card Best for Multiple Users No monthly fees None Jassby Best for Online Security $2.99/month if no purchases are made None Chase First Banking Best Checking Account Debit Card No fees None FamZoo Best Prepaid/Reloadable Card $2.50-$5.99/month None Which is the best prepaid credit card for teens?
While this isn’t the wonderful 5%+ cash back that many of us look for in a credit card, it’s still a great perk to have in a prepaid card (especially one for a teen). For those looking for an option tied to a traditional bank, the TD Go Visa is a reasonable choice. The card offers the following features for parents:
What kind of debit card do teens use?
Prepaid debit cards are prepaid debit cards. Those marketed specifically to teens, college students, or families work exactly the same way as other prepaid cards. So, why bother with these “teenager” cards? Well, some prepaid card companies add extra features that can be enticing to parents.
Do you have to give your teen a credit card?
Though your teen could benefit from a credit card, you don’t have to give them one right away. You can start with a debit card and teach your teen solid financial habits as early as possible. When you’re confident your kid has the skills to manage their money, consider letting them graduate to a credit card.
What happens if a teen fails to pay a credit card?
If a teen fails to make payments, the parent or guardian’s credit history will reflect the missed payments. For teens under 18, credit card options are much more limited.
