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The Daily Insight Hub

What credit score do you need for PC Richards card?

Author

William Jenkins

Updated on February 16, 2026

a 630 credit score
Pc Richards Credit Card is a great Credit Card if you have fair credit (or above). Their APR is quite high (above 20%). If you’re looking to apply, we recommend at least a 630 credit score. If you’re not sure what your Credit Score is, apply for a report, here.

Can I use a PC Richards credit card anywhere?

Available for online and in-store purchases at 66 locations, the P.C. Richard & Son Credit Card can be used for thousands of appliance and electronics products, as well as mattresses and bedding.

How long does PC Richard and Son take to deliver?

Allow 7-10 business days for delivery. The carrier will call you to schedule your delivery appointment. A signature is required.

Are PC Richards products refurbished?

Every item we sell is brand new and comes in a factory-sealed box directly from the manufacturer. We do not sell refurbished or used merchandise.

What bank does PC Richards use?

Synchrony Bank
P.C. Richard & Son offers customers a credit card through Synchrony Bank, with a revolving credit limit to use again and again at P.C. Richard & Son locations. How do I get a P.C. Richard & Son Credit Card? You can apply for a P.C. Richard & Son Credit Card* online or in-store.

How do I pay my Synchrony Bank bill?

The easiest way to pay a Synchrony credit card bill is online. After you’ve logged in, click “Payments,” then, “Make a Payment.” Select the payment amount, date and your preferred checking account to pay from. After reviewing your payment, click “Submit.” You can also mail in a Synchrony credit card payment.

Do you tip PC Richard delivery?

Remember: you are under no obligation to tip, but if you are satisfied with the service provided to you and the appliance delivery person treated you and your home with respect, you can’t go wrong by providing them with a gratuity.

Can I return TV to PC Richards?

Return merchandise to store within 30 days of purchase with original sales receipt. Merchandise must be in new condition, in original carton with UPC code and all packaging, accessories & manuals. Authorized credit card refunds will be applied to credit card used for purchase.

What credit bureau does PC Richards use?

Yes, P. C. Richard & Son Credit Card reports your account activity to the following credit reporting agencies: Equifax. Experian.

How to check the status of your p.c.richard and son credit card?

To check the status of your P.C. Richard & Son Credit Card, click on Manage My Account. Or you may visit the Synchrony website. How can I make a payment on my P.C. Richard & Son Credit Card?

What are the monthly payments for Richard and son credit card?

Offer applies only to the single-receipt qualifying purchases shown above made with your P.C. Richard & Son credit card. 36, 48, 60 or 72 equal monthly payments are required.

Do you need to activate your P C Richard credit card?

Alerts are one-way communications via email or text message about your account. Log in now and set up alerts to stay on top of your account and to track your daily spending. Do I need to activate my account; if so, how do I activate it?

How do you know if you are eligible for a credit card?

A few years ago, the only way to know if you’d be accepted for a credit card was to apply, but that leaves a mark on your credit report that lenders could see, impacting your ability to get credit in future.