What does it mean when it says your payment credit card is invalid?
Isabella Turner
Updated on February 06, 2026
An invalid card number means that the card is likely closed at the card issuing bank and is effectively an invalid card. If the cardholder says that the card is not closed, then the cardholder should contact the card issuing bank to resolve the issue.
What does transaction invalid mean?
Also known as the “invalid transaction” code, a credit card error code 12 is given when the issuing bank does not accept a transaction. The issuing bank is the bank that gave the customer their card, and a declined 12 code is sort of a catch-all for error codes.
How do you fix an invalid payment?
To fix these errors, try the following steps:
- Make sure your card & address information is up to date.
- Submit any extra information that is requested.
- Check you have sufficient funds for the purchase.
- Contact your bank or card issuer.
- If you see “Your payment was declined due to an issue with your account”
Why is my credit card not working for online purchases?
Suspected fraud is one of the most common reasons for your card to be declined. If your card has been frozen due to a case of mistaken fraud detection, you can call the credit card company to verify that you’ve authorized the online transaction in question.
Why is Apple saying my credit card number is invalid?
You need to either verify your payment information in your iTunes account, or check with your bank that issued the card. There seems to be a disconnect there. Generally the problem is a mismatch in a name, or billing address, but Apple is not denying the card, the bank is the only one that can deny a transaction.
What is an invalid transaction type?
This code is often returned from the issuer when they do not accept the transaction. This can possibly be when a transaction for the same amount and merchant is attempted multiple times quickly for the same card. The card holder should contact their issuing bank.
What does invalid account status mean?
An Invalid Account Number message signifies that there was an error in the format of the credit card number entered. Verify: The card number and ensure no digits were transposed.
What does it mean when your card Number is invalid?
Sometimes when a card number is typed incorrectly it can fire back an invalid transaction. The expiration date is invalid. This could mean it was keyed in incorrectly or it’s expired.
What causes an invalid transaction on a Visa card?
Sometimes when a card number is typed incorrectly it can fire back an invalid transaction. The expiration date is invalid. This could mean it was keyed in incorrectly or it’s expired. AVS failed. Address Verification Service, or AVS, is a fraud prevention measure implemented by the card member associations such as VISA.
Why is my credit card code 12 invalid?
The credit card itself is invalid. It’s possible that the card has been canceled or flagged by the credit card company and is coming through as a credit card code 12. You tried running the card multiple times in a row. Many card associations have measures against multiple quick transactions since it’s often a sign of fraud.
Why do I get an error when entering my credit card information?
Here are some of the most common reasons for errors when entering credit card information: The credit card has expired The credit card has reached its spending limit Addresses do not match
