What happens if I use my debit card in another country?
Daniel Santos
Updated on February 09, 2026
When you use your debit card for a purchase in another country, you pay for the item in that country’s currency. However, the charge that shows up on your statement will be in U.S. dollars. If the store asks you if you would like to pay in U.S. dollars on your debit card, decline.
How do I know if my debit card can be used internationally?
How would I know if my debit, credit or ATM card is accepted overseas? Check if your ATM card has a Visa or PLUS logo. If it does, it will be accepted at any ATM that is marked with the same logos.
Is MasterCard an international debit card?
Yes, the MasterCard debit card is an international debit card. It is accepted worldwide. You can use your card to withdraw cash and pay for products and services. You get access to over 900,000 ATMs across the world and more than a million retailers accept MasterCard.
Can you use your debit card in another country?
Well the answer is YES you can use your debit/credit card for online purchases in other countries you will not face a problem. Even if your country has different currency from the one you want to buy there is no problem.
What are the rules for using debit and credit cards abroad?
Contact your bank before leaving on your international trip. This rule applies both to your Debit Card and Credit Card issuing banks. This one rule will save you lots of headache. It is the most important rule! If you don’t inform your bank, your card may be rejected when you try to purchase things abroad.
Can you use your debit card in Europe?
While you have your bank on the phone, it’s helpful to find out the fees you’ll be charged for using your debit card in Europe both for purchases and for withdrawing cash from the ATM.
When to use international debit card in India?
All customers of the Bank, who have been issued a debit card after December 01, 2013 would be required to call customer care before usage of debit card for international debit card How to use the Debit Card for transactions at merchant outlets outside India?