What happens if someone steals your debit card?
Jackson Reed
Updated on February 10, 2026
The most critical step is to contact your bank—immediately. Let them know that your debit card has been stolen or that you suspect fraudulent use of your card number. Your loss is limited to $50 if you notify your financial institution within two business days after learning of the theft.
How do I replace my lost ATM card?
Just dial out toll-free numbers from your registered mobile numbers, block the card and request for reissue. Toll-free numbers: 1800 112 211 or 1800 425 3800”, SBI tweeted.
How can I block my stolen ATM card?
Dial 1800 1122 11 from your registered mobile number and select your language. Now, select the block ATM card option and once you do it, your call will be connected to a representative.
How can I block my ATM Card by phone?
Other than online and mobile banking blocking, you can also block your ATM/Debit card through a call. You can call ‘SBI Customer Care Numbers’ 24×7 helpline number 1800 11 2211 (toll-free), 1800 425 3800 (toll-free) or 080-26599990.
What to do if your debit card is lost or stolen?
If your credit, ATM, or debit card is lost or stolen, federal law limits your liability for unauthorized charges. Your protection against unauthorized charges depends on the type of card — and when you report the loss. Report Loss or Theft Immediately.
What happens if someone uses your debit card at an ATM?
ATM or Debit Card Loss or Fraudulent Transfers. If you report an ATM or debit card missing before someone uses it, the EFTA says you are not responsible for any unauthorized transactions. If someone uses your ATM or debit card before you report it lost or stolen, your liability depends on how quickly you report it:
What to do if your BDO ATM card was stolen / lost?
In case you need to withdraw your money first before filing an affidavit of loss, there’s a charge of P100 and you need to present 2 valid ID, atleast 1 government ID. 4. NOTARIZE THE AFFIDAVIT OF LOSS
How to report fraudulent ATM or debit card transactions?
How to Report Fraudulent Transactions Contact your ATM or debit card issuer. Report the fraudulent transaction. Write a follow up letter to confirm that you reported the problem. Keep a copy of your letter. Update your files. Record the dates you made calls or sent letters.
