What is a Nonperiodic garnishment?

A nonperiodic writ of garnishment is used to garnish the defendant’s bank account (except for wages that are deposited in the account) or other property. Once money has been garnished under the nonperiodic writ, the writ is no longer valid.

Can a creditor garnish your bank account in Michigan?

Garnishment is a court process that lets a creditor collect money from a garnishee. In Michigan, money can be garnished from: Paychecks and other earnings. Credit union and bank accounts.

How long is a writ of garnishment good for in Michigan?

182 days
A writ of non-periodic garnishment is in effect for 182 days. This means the non-periodic garnishment expires on the 183rd day after the court issued it. After that you must request another writ of garnishment to keep collecting this way. It can only be used once; it expires when it is used.

Can your whole check be garnished?

Judgment creditors—those who’ve filed a lawsuit against you and won—and creditors with a statutory right to collect back taxes, child support, and student loans can garnish or “take” money directly out of your paycheck. But they can’t take it all. Federal and state law limits the amount a creditor can garnish.

Are there any exemptions for a garnishment in Michigan?

Garnishment Exemptions. Contents. Some assets and income cannot be garnished. They are exempt from garnishment. Your creditor can’t take those funds from your bank account to collect money you owe it.

Can a creditor garnish you if you have no income?

They are exempt from garnishment. Your creditor can’t take those funds from your bank account to collect money you owe it. If none of your income is exempt, a creditor can take all the money in your bank account. To learn about garnishments generally, read An Overview of Garnishments.

How does a periodic garnishment work in Michigan?

A periodic garnishment lets the creditor take money from a source that pays you on a regular basis, such as your earnings or income from rental properties. Your earnings include your hourly wage or salary and any commissions or bonuses you might get. It also includes payments from a pension or retirement plan.

What does it mean to get a non periodic garnishment?

Non-Periodic Garnishment. A non-periodic garnishment is a one-time garnishment. It’s usually applied to your bank account or state tax refund. If a one-time garnishment is not enough to pay off what you owe, the creditor may get another garnishment.