What is a platinum level credit card?
Andrew Campbell
Updated on February 10, 2026
A Platinum card is a credit card which, as its name suggests, is a card with more prestige and benefits than a gold or regular credit card. Just like a platinum ring is more valuable than a gold ring, the platinum card enjoys higher status than a gold card.
What is the difference between a platinum credit card and a regular one?
Platinum cardholders usually earn more rewards points per $1 spent than gold cardholders. Platinum cards give higher minimum credit limits than gold cards, which can be a bonus if you spend a lot on credit and can responsibly manage your credit card payments.
What credit card is higher than platinum?
An annual membership fee charged on the titanium card is usually higher than the platinum card. When a credit card comparison in UAE is done, the credit limit is considered as an important determinant.
Which Chase credit card is best for starters?
Why I’m convinced the Chase Sapphire Preferred is one of the best starter cards to earn points and miles
- The Chase Sapphire Preferred® Card is a great entry-level card if you’re new to credit card rewards.
- You can earn 100,000 points after spending $4,000 in the first three months— worth $1,250 in travel.
What is the limit of platinum card?
Platinum Debit Card (Rupay / Visa):
| Classification | Platinum |
|---|---|
| Daily cash withdrawal limit – ATM | Rs. 40,000/- |
| Daily shopping limit-PoS | Rs. 60,000/- |
| Total Daily limit | Rs. 1,00,000/- |
| Issuance Charges | NIL |
Who qualifies for a platinum card?
While there is no set score needed, we recommend you have a credit score of at least 720, 2 years of clean credit history, and an income of at least $50,000 per year to apply for the Amex Platinum card.
What is the minimum credit limit for Chase Freedom?
For example, with the Chase Freedom Unlimited® approved cardholders will either receive the basic level Visa Platinum card (with a minimum credit limit of $500) or the upgraded Visa Signature card (with a minimum credit limit of $5,000), according to Chase Freedom Unlimited’s pricing and terms.
Is Chase credit Card hard to get?
Most Chase credit cards are intended for consumers with good to excellent credit scores. That means you should have a FICO® Score of 670 or higher when you apply. A score above 700 is even better and gives you a strong chance at approval.
How much is a platinum credit card?
The Platinum Card® from American Express benefits and features. If you want to improve your overall travel experience — and don’t mind paying extra for it — you should get The Platinum Card® from American Express. Taking advantage of all of the card’s features can quickly compensate for most of the $695 annual fee.
What can I redeem my freedom credit card points for?
Redeem points for cash back (1 Point = 10 p) or product catalogue (1 Point = upto 15 p) or Flight and Hotels on Smartbuy (1 point = 10p), where Credit Card members can redeem up to a maximum of 50% of the booking value through Reward Points Get a welcome and renewal benefit of 500 reward points on fee realization
Is the net first platinum a good credit card?
Bottom Line The Net First Platinum is a shopping card that is mainly targeted at those with really bad credit who have probably have recent delinquencies and charge offs and has been rejected and denied by other subprime issuers including secured credit card.
What’s the minimum credit limit for a Visa Platinum Card?
The Chase Freedom Unlimited® will either be a Visa Platinum or Visa Signature. For the Visa Platinum, your starting credit limit will be at least $500. The minimum limit is $5,000 for the Visa Signature. New cardholders can earn a $200 bonus after spending $500 on purchases in the first 3 months from account opening.
Where can I use my Visa Platinum Card?
If you own multiple credit cards, these Visa cards will likely play a part in building your credit history while offering many benefits that you can enjoy. You may be able to use your Visa Platinum or Visa Signature at a contactless Visa terminal. Credit: Visa