What is an A-1 credit rating?
William Jenkins
Updated on February 09, 2026
Short-Term Issuer Credit Ratings. Category. Definition. A-1 An obligor rated ‘A-1’ has strong capacity to meet its financial commitments. It is rated in the highest category by S&P Global Ratings.
What credit score is A1 credit?
In FICO’s scoring model, scores in the 800 to 850 range are considered exceptional, or best. A given lender, however, may consider scores in the 750 to 850 range as best and categorize those borrowers as tier 1.
What is A1 P1?
Distinction A1 / P1 If a proceedings paper is found in the Science Citations Index as well as in the Conference Proceedings Citation Index – Science, then the former has priority and the classification is A1. However, if the proceedings paper is only found in the latter, then the paper is classified P1.
Is B1 an investment grade?
B1/B+ are ratings just below investment grade but are the highest rating in the non-investment grade bracket. Moody’s Investors Service uses B1, while S&P Global Ratings and Fitch Ratings use B+.
What credit score is best?
Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.
What is a Tier 2 credit score?
about 660
Basically, this tier encompasses borrowers with the best credit scores. Tier 2 typically ranges from a credit score of about 660 up to the lender’s Tier 1 level. Tier 3 generally starts in the low 600s. If you’re under 600, you’re considered a “subprime” borrower.
Is an A+ credit rating good?
A+/A1 are credit ratings produced by ratings agencies S&P and Moody’s. Both A+ and A1 fall in the middle of the investment-grade category, indicating some but low credit risk. Credit ratings are used by investors to gauge the creditworthiness of issuers, with better credit ratings corresponding to lower interest rates.
Is BBB higher than BB?
“AAA” and “AA” (high credit quality) and “A” and “BBB” (medium credit quality) are considered investment grade. Credit ratings for bonds below these designations (“BB,” “B,” “CCC,” etc.) are considered low credit quality, and are commonly referred to as “junk bonds.”
What does it mean to have an A1 credit rating?
What is an A1 Credit Rating? The term A-1 or A1 credit is a rating of financial strength of companies and other entities issuing bonds and other forms of debt. The exact meaning of the term varies, but is a general indication of financial strength.
What are the different ranges of credit scores?
Your credit score calculation represents your credit risk at a moment in time, based on information found on your credit report. Both FICO and the latest VantageScore range from 300 to 850, although the way each parses its scores into different classifications is different.
What kind of credit rating does standard and poor’s give?
Standard & Poor’s. Standard & Poor’s uses the term A-1 when rating an insurer’s ability to meet debt obligations in the short term. A-1 indicates that the insurer has a strong ability to meet its debt obligations. A-1 is the highest rating that Standard & Poor’s issues for short-term debt.
What does it mean to have a prime credit score?
A credit rating is an assessment of the creditworthiness of a borrower in general terms or with respect to a particular debt or financial obligation. Prime credit is refers to a credit score that falls into a range that is one step below super prime, the highest end of the scoring range.